The top-rated boat insurance agent in Bloomington, Indiana is Lisa Allen - State Farm Insurance Agent, rated 4.8 stars across 505 reviews. Other highly rated options include Rob Barber Iv - State Farm Insurance Agent, Cindy Vlasman - State Farm Insurance Agent, Shine Insurance Agency LLC. This directory lists 20 boat insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Allen - State Farm Insurance Agent | 3375 S Walnut St | (812) 333-1322 |
| 2 | Rob Barber Iv - State Farm Insurance Agent | 2755 E Canada Dr Ste 201 | (812) 339-5048 |
| 3 | Cindy Vlasman - State Farm Insurance Agent | 444 S College Ave | (812) 339-5529 |
| 4 | Shine Insurance Agency LLC | 1605 S Walnut St | (812) 679-8779 |
| 5 | First Insurance Group Inc | 1405 N College Ave | (812) 331-3230 |
| 6 | Donna Niese - State Farm Insurance Agent | 3637 W State Rd 46 | (812) 935-5700 |
| 7 | Shelter Insurance - Doug Hazen, Lutcf | 1900 W 3rd St | (812) 334-1413 |
| 8 | Gredy Insurance Agency | 3939 S Walnut St #1 | (812) 337-3333 |
| 9 | Kody Niese Agency Inc | 420 W 2nd St | (812) 221-2000 |
| 10 | The Insurance Center Group | 5488 IN-46 | (812) 337-7637 |
Lisa Allen - State Farm Insurance Agent serves the Bloomington, Indiana area and the surrounding Monroe County region. The agency provides boat insurance for a variety of watercraft used on local lakes and rivers. Their insurance services cover common risks associated with boating, including physical damage, liability, and towing. The agency also handles coverages for personal watercraft and fishing boats specific to the area.
Rob Barber Iv - State Farm Insurance Agent provides a range of boat insurance services for clients in the Bloomington, IN, area. The agency assists with securing coverage for various watercraft and can help review existing policies to ensure adequate protection for local lakes and rivers. Service plans include regular policy check-ins to discuss coverage needs and claim filing support when needed. The types of properties it services include single-family homes, apartments, retail, and restaurants.
Serving homeowners, businesses, and property managers in Bloomington, Indiana, Cindy Vlasman - State Farm Insurance Agent provides boat insurance coverage for personal watercraft and larger vessels used on area lakes and rivers. Policies are tailored to protect against common risks like storms, collisions, and theft while docked on Monroe Lake or Lake Lemon. The agency also offers liability protection for boat operators and physical damage coverage for the hull and motor. Additionally, it serves clients in the neighboring community of Ellettsville to the west.
Shine Insurance Agency LLC serves boat owners in Bloomington, Indiana, and the surrounding communities of Monroe County, including the areas around Lake Monroe and Lake Lemon. The agency handles coverage for a variety of watercraft, from fishing boats and pontoons to larger cabin cruisers and personal watercraft. To complete a typical job, an agent first discusses the client’s specific boating habits and the vessel’s operation area, then compares quotes from multiple carriers to find a suitable liability and physical damage policy.
First Insurance Group Inc in Bloomington, IN offers separate one-time policies for seasonal boaters and recurring annual coverage for year-round watercraft protection. Their general boat insurance agent work addresses liability, physical damage, and personal property coverage needs on area lakes. Policies are tailored to meet Indiana boating requirements and common regional vessel types. Service options run on both a one-time basis for single season policies and an as-needed, scheduled renewal cycle for annual agreements.
As a boat insurance agent in Bloomington, IN, Donna Niese’s agency specializes in coverage for a wide range of watercraft, from small fishing boats to larger cabin cruisers. It also offers auto, home, and life insurance policies for area residents. Agents work closely with clients to review liability limits, hull damage protection, and coverage for onboard equipment. The agency can be especially helpful when seasonal changes require adjusting policies before winter storage or the start of the spring boating season along nearby Monroe Lake.
Lake boat owners who enjoy the annual spring launch into Monroe Reservoir know the importance of solid hull coverage. Shelter Insurance - Doug Hazen, Lutcf, based in Bloomington, IN, helps these local recreational boaters manage their marine liability and comprehensive protection needs. Their services address typical risks from covered storms, debris, or dock mishaps common to midwestern waterways. A policy discussion usually begins with a straightforward inspection of the vessel, its safety gear, and its normal mooring location.
Gredy Insurance Agency provides residential boat insurance services to owners in Bloomington, Indiana, covering personal watercraft and pleasure vessels used for recreation. Commercial coverage is also available for charter boats or small marine-related businesses operating within the local area. Policies are written to protect against common inland lake and river risks. The agency encourages clients to schedule a follow-up review after each boating season or whenever a vessel is placed back into regular service between seasonal visits.
Serving Bloomington, Kody Niese Agency Inc works with clients to secure insurance coverage for boats, personal watercraft, and marine equipment. It can offer additional coverages such as liability protection, physical damage coverage, and specialized riders for accessories and towing. The agency assists commercial operations as well, providing insurance solutions tailored to local businesses including offices, warehouses, and food service establishments.
What Does a a Boat Insurance Agent in Bloomington Cost?
Boat insurance costs in Indiana typically range from 200 to 600 dollars per year for a small fishing boat with liability only. For a larger cruiser or pontoon boat with full coverage, annual premiums can range from 500 to 1,500 dollars. Factors like boat value, horsepower, usage frequency, and your claims history affect the price. This is general information and not insurance advice.
About boat insurance agents in Bloomington
Boat insurance agents in Bloomington Indiana help you protect your watercraft on Lake Monroe and other local waterways. Indiana law does not require boat insurance for most watercraft, but lenders and marinas often require it. An agent can explain liability coverage, physical damage protection, and uninsured boater options specific to Indiana regulations.
Frequently Asked Questions
Is boat insurance required by law in Indiana?
Indiana does not require boat insurance for most recreational watercraft. However, lenders financing a boat typically require comprehensive and collision coverage. Marinas and storage facilities may also require proof of insurance before allowing you to dock or store your boat.
What does a boat insurance policy in Bloomington typically cover?
A standard boat insurance policy in Indiana covers physical damage from collisions, fire, theft, and vandalism. It also includes liability protection if you cause injury to someone or damage another persons property while operating your boat. Many policies offer additional coverage for towing, fuel spill cleanup, and personal effects.
How do I choose a boat insurance agent in Bloomington?
Look for an agent licensed in Indiana who has experience with watercraft insurance. Ask about their knowledge of Lake Monroe conditions and local marina requirements. Compare quotes from multiple agents to find coverage that fits your boat type and usage.
Boat Insurance Agents in Other Indiana Cities
Anderson · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Greenwood · Hammond · Indianapolis · Jeffersonville