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Boat Insurance Agents in St John, IN

Compare boat insurance agents in St John. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
St John, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 8 boat insurance agents in St John, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance Agency
8213 Wicker Ave, St John, IN 46373
(219) 365-0066 lighthouseagency.biz
Ryan Spangler - State Farm Insurance Agent
10210 Wicker Ave Ste 2, St John, IN 46373
(219) 627-3996 ryanspanglerinsurance.com
Renny Smith - State Farm Insurance Agent
9211 Wicker Ave, St John, IN 46373
(219) 365-8840 rennyismyagent.com
Eugene F. Sarkey Insurance Agency, Inc.
9467 Joliet St Suite 1, St John, IN 46373
(219) 365-3550
Tim Van Zuidam - COUNTRY Financial Representative
8626 Wicker Ave # A, St John, IN 46373
(219) 365-1781 advisors.countryfinancial.com
Farmers Insurance - Justin Sarkey
9467 Joliet St, St John, IN 46373
(219) 365-1958 agents.farmers.com
State Farm Insurance
9208 Wicker Ave #19, St John, IN 46373
(219) 365-8840 statefarm.com
Boulevard Insurance Agency
9321 Wicker Ave, St John, IN 46373
(219) 365-6180

Boat insurance agents in St John, Indiana help protect your watercraft against damage, theft, and liability. Indiana requires liability insurance for boats with more than 50 horsepower on public waterways. Local agents can guide you through coverage options that meet state requirements and protect your investment.

What Does a Boat Insurance Agent in St John Cost?

The cost of boat insurance in Indiana typically ranges from 200 to 800 dollars per year for a standard policy. Factors like boat value, horsepower, and usage affect the premium. For example, a small fishing boat may cost around 150 to 300 dollars annually, while a larger cruiser can cost 500 to 1,500 dollars per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Indiana?
Boat insurance typically covers physical damage to your boat, liability for injuries to others, and theft. Indiana law requires liability coverage for boats over 50 horsepower on public waters. Many policies also include coverage for trailers and personal property on board.
Is boat insurance required by law in Indiana?
Indiana does not require boat insurance for all watercraft. However, if your boat has more than 50 horsepower and is used on public waterways, you must carry liability insurance. Marinas and lenders may also require coverage.
How do I choose a boat insurance agent in St John?
Look for an agent who specializes in watercraft insurance and understands Indiana lake conditions. Ask about coverage for Lake Michigan and inland lakes near St John. Compare quotes from multiple agents to find a policy that fits your needs.