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Directory of boat insurance agents in Wells, Maine. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Wells, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 5 boat insurance agents in Wells, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Hafford - State Farm Insurance Agent
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
nancyhafford.com
Sevigney-Lyons Insurance Agency
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
Sevigney-Lyons Insurance Agency: Kanserski Susan
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
State Farm Insurance: Danielle Simoneau
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
Insurance Group of New England
1662 Post Rd, Wells, ME 04090
(800) 286-0280
insgne.com
Boat insurance agents in Wells Maine help you protect your watercraft from damage theft and liability. Maine law requires all motorized watercraft to carry liability insurance if operated on public waters. Local agents can guide you through coverage options that meet state requirements and protect your investment.
What Does a Boat Insurance Agent in Wells Cost?
Boat insurance in Maine typically costs between 300 and 800 dollars per year for a standard powerboat. Premiums depend on boat value horsepower and navigation area. A policy for a small fishing boat may start around 200 dollars annually while a larger yacht can cost over 1500 dollars. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are available in Wells Maine?
Common coverages include liability physical damage medical payments and uninsured boater protection. Maine law sets minimum liability limits for motorized boats similar to auto insurance requirements. Your agent can help you choose the right limits for your vessel.
Do I need boat insurance for a kayak or canoe in Maine?
Non-motorized watercraft like kayaks and canoes do not require insurance under Maine law. However many homeowners policies offer limited coverage. A boat insurance agent can explain if a separate policy is recommended for expensive gear or liability risks.
How does Maine weather affect boat insurance rates in Wells?
Maine has a short boating season from May to October. Insurance rates may be lower if you store your boat on land during winter. Agents consider storm risk and ice damage when quoting premiums for Wells boat owners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.