The top-rated boat insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 12 boat insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 8 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 9 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
| 10 | North Atlantic Insurance Associates | 744 Roosevelt Trail Suite 203 | (207) 893-2733 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area and surrounding Cumberland County communities as a boat insurance agent. The agency helps boat owners secure coverage to protect their watercraft against common risks on local lakes and coastal waters. Policies typically address liability protection, physical damage from accidents or storms, and coverage for equipment like motors and trailers. Personal watercraft and small fishing boats are among the specific types of vessels the agency routinely provides protection for in this region.
Lisa J Stoddard Insurance of Windham, ME provides boat insurance agent services including policy coverage guidance and risk assessment consultations. Its service plans focus on evaluating individual boating needs and managing policy renewals for local clients. The company also assists with claims support and coverage adjustments throughout the year. It services single-family homes, apartments, retail properties, and restaurants.
J. Priest Insurance serves boat owners and yacht enthusiasts in Windham, Maine, providing essential coverage for vessels of all sizes. The agency helps clients protect against risks such as damage, theft, and liability on inland lakes and coastal waters. Policies are tailored to meet the specific needs of recreational boaters and maritime property owners. Beyond Windham, the agency also offers its boat insurance services to residents in the greater Portland metropolitan area, including nearby communities like Falmouth and Cumberland.
Serving Windham and the surrounding southern Maine communities, Splane Insurance Solutions handles boat insurance coverage for local waterways and coastal conditions. As an American National and Farm Family agent, the company helps clients secure policies that address liability, physical damage, and other marine exposures typical of the region. When assessing a typical boating risk, it reviews factors like vessel type, usage patterns, and navigable waters to recommend appropriate protection.
Cross Insurance provides boat insurance protection in the Windham, Maine area. Coverage typically extends beyond basic policies to include optional add-ons such as liability for mechanical breakdowns or coverage for personal watercraft, trailers, and towing assistance. Most agents help clients tailor policies to account for seasonal lake usage and potential storm damage risks along the local coastline. Commercial options are available for waterfront properties, storage facilities, and marinas, with further service provided to nearby offices, warehouses, and food service establishments.
Safelink Insurance Agency in Windham, ME, assists boat owners in evaluating both one-time liability policies and recurring comprehensive plans that cover physical damage, theft, and towing. The agency addresses the specific risks of local waterways and seasonal storage, helping clients choose appropriate limits and deductibles for their vessels. These services are available on a one-time or scheduled renewal basis depending on each client's boating cycle and coverage needs.
Maine Insurance Benefits Group provides boat insurance agent services for boat owners in Windham, ME, including coverage for liability, physical damage, and equipment. The company works to find suitable policies for various watercraft, from small fishing boats to larger cabin cruisers, addressing individual needs and vessel values. It helps clients manage seasonal concerns, such as adjusting coverage during the winter months when boats are in dry storage and not actively used on the water.
Clark Insurance, a Marsh & McLennan Agency LLC company, provides residential boat insurance services to Windham, Maine residents, ensuring personal watercraft and pleasure boats are protected on local lakes and coastal waters. Commercial boat insurance coverage is also available for businesses operating charter vessels or fishing fleets in the Casco Bay region. The agency serves the greater Windham area and surrounding Cumberland County communities. After each policy is written, agents follow up with homeowners and business owners for periodic coverage reviews between regular seasonal visits.
Cross Insurance, with Connell Melissa serving as the agent in Windham, Maine, specializes in providing tailored boat insurance coverage for a variety of watercraft. The agency works with clients to secure policies that protect vessels from damage, theft, and liability while navigating local lakes and coastal waters. This general service includes assessing individual boating needs and recommending appropriate policy options. As northern New England winters approach, the company helps boat owners safeguard their watercraft through proper off-season storage and winterization coverage.
As summer approaches and boaters in Windham prepare to launch for the season on Sebago Lake, North Atlantic Insurance Associates helps clients secure coverage that protects against common local risks. They work with recreational and fishing vessel owners to select appropriate policies that cover liability, storm damage, and navigational limits for Maine waters. Before issuing a quote, the agent typically requests an in-person or documented inspection of the hull and safety equipment to assess the vessel’s current condition and mooring.
What Does a a Boat Insurance Agent in Windham Cost?
Boat insurance costs in Maine vary by boat value, type, and usage. For a typical runabout or fishing boat, annual premiums range from 300 to 800 dollars. Larger yachts or high-speed boats may cost 1,000 to 3,000 dollars per year. Your location on Sebago Lake and your claims history also affect the price. This is general information and not insurance advice.
About boat insurance agents in Windham
Boat insurance agents in Windham Maine help protect your vessel on Sebago Lake and other local waterways. Maine law requires liability coverage for motorized boats with more than 10 horsepower. A local agent can explain state requirements and help you choose the right policy for your boat.
Frequently Asked Questions
Do I need boat insurance in Windham Maine?
Maine law does not require boat insurance for all boats. However you must have liability coverage if your boat has more than 10 horsepower. Many marinas and lenders also require insurance.
What does boat insurance cover in Maine?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. Some policies also cover towing and fuel spill cleanup.
How do I find a boat insurance agent in Windham?
You can search online for local independent agents or contact major insurers that serve Maine. Ask agents about their experience with boats on Sebago Lake and nearby rivers.
Boat Insurance Agents in Other Maine Cities
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