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Find Boat Insurance Agents in Damascus, MD

Browse boat insurance agents serving Damascus, Maryland. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Damascus, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 boat insurance agents in Damascus, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096 sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789 jimkearneyinsurance.com

Damascus boat owners can work with a local boat insurance agent to secure coverage that meets Maryland requirements. Maryland law does not require liability insurance for boats but many marinas and lenders do. An agent can help you choose a policy that protects against accidents and theft on the Potomac or local reservoirs.

What Does a Boat Insurance Agent in Damascus Cost?

Boat insurance costs in Maryland typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger yachts or high-performance vessels can cost 1,500 dollars or more annually. Factors include boat value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Damascus Maryland?
Common coverages include liability for bodily injury and property damage, physical damage for the hull and equipment, uninsured boater protection, and medical payments. An agent can tailor a policy to your specific boat type and usage.
Does Maryland require boat insurance?
Maryland does not mandate boat insurance by state law. However, if you finance your boat or keep it at a marina, the lender or marina may require proof of liability and physical damage coverage.
How do I find a boat insurance agent in Damascus?
You can search online for independent agents serving Damascus and Montgomery County. Many agencies offer quotes from multiple carriers, allowing you to compare coverage options and premiums.