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Find Boat Insurance Agents Near You in Middle River, MD

Compare boat insurance agents in Middle River. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 boat insurance agents in Middle River, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747 dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273 agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400 agents.allstate.com
Austen's Insurance Agency
3407 Eastern Blvd, Middle River, MD 21220
(410) 686-4700 austensinsurance.com
Nationwide Insurance: Dale D Davis Enterprises, Inc.
3 Middle River Rd, Middle River, MD 21220
(410) 687-5493

Middle River, Maryland is a prime location for boaters on the Chesapeake Bay. A local boat insurance agent can help you meet Maryland state requirements, including liability coverage for watercraft. These agents understand the specific risks of navigating the Bay and can tailor a policy to your needs.

What Does a Boat Insurance Agent in Middle River Cost?

The cost of boat insurance in Maryland varies based on the vessel value, length, horsepower, and your boating experience. Typical annual premiums range from 300 to 800 dollars for a standard runabout, while larger yachts may cost 1,000 to 3,000 dollars or more. Factors like claims history, storage location, and navigation area also affect pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are required in Maryland?
Maryland law requires liability insurance for motorized vessels operated on state waters. Minimum coverage is 50,000 dollars for bodily injury per person and 100,000 dollars per accident, plus 50,000 dollars for property damage. An agent can explain these requirements.
How does a boat insurance agent in Middle River help with local risks?
An agent familiar with Middle River can advise on coverage for hazards like storms, debris, and shallow waters common in the Chesapeake Bay region. They can also help with policies that cover towing and salvage on local waterways.