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Find Boat Insurance Agents Near You in Windsor Mill, MD

Directory of boat insurance agents in Windsor Mill, Maryland. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Windsor Mill, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 boat insurance agents in Windsor Mill, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alonzo Howard - State Farm Insurance Agent
2500 Rolling Rd. Ste 200, Windsor Mill, MD 21244
(410) 298-2550 alonzohoward.com
Oz Insurance services
6901 Security Blvd, Windsor Mill, MD 21244
(443) 565-2319 ozinsurance.wixsite.com
Ross Insurance Agency
2505 Lord Baltimore Dr a, Windsor Mill, MD 21244
(410) 788-1710 getrossinsurance.com
Whaley Insurance Services, LLC
8136 Liberty Rd #2f, Windsor Mill, MD 21244
(443) 405-3547 whaleyinsurancellc.com

Boat insurance agents in Windsor Mill Maryland help you protect your watercraft with policies that meet state requirements. Maryland law requires liability coverage for boats with more than 4 horsepower on state waters. Local agents understand the unique risks of the Patapsco River and nearby Chesapeake Bay boating areas.

What Does a Boat Insurance Agent in Windsor Mill Cost?

Boat insurance costs in Maryland typically range from 200 to 600 dollars per year for basic liability on a small powerboat. For larger vessels or comprehensive coverage including collision and theft premiums can be 800 to 1500 dollars annually. Factors like boat value horsepower usage and claims history affect the price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boats need insurance in Maryland?
In Maryland any boat with a motor of more than 4 horsepower must carry liability insurance. This includes powerboats sailboats with auxiliary engines and personal watercraft. Your agent can help you determine the right coverage for your specific vessel.
What coverage is required by Maryland law for boats?
Maryland requires minimum liability coverage of 25 thousand dollars for bodily injury per person 50 thousand dollars for total bodily injury per accident and 10 thousand dollars for property damage. Your agent can explain these requirements and suggest additional coverage options.
How do I find a boat insurance agent in Windsor Mill?
You can search online for local independent agents or contact major insurance companies that serve Windsor Mill. Many agents offer free quotes and can review your boating needs in person or over the phone.