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Compare Boat Insurance Agents in Amherst, MA

Compare boat insurance agents in Amherst. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 boat insurance agents in Amherst, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305 encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100 bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658 home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555 amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Business Benefits, Inc.
25 Pray St, Amherst, MA 01002
(413) 658-0251

Boat insurance agents in Amherst Massachusetts help you protect your watercraft from damage theft and liability. Massachusetts law requires all motorized boats to carry liability insurance if they are financed or used on public waters. Local agents can guide you through coverage options for the Connecticut River and Quabbin Reservoir areas.

What Does a Boat Insurance Agent in Amherst Cost?

Boat insurance in Massachusetts typically costs between 200 and 800 dollars per year for basic liability coverage on a small boat. Larger vessels or those with high value may cost 1,000 to 3,000 dollars annually. Factors like boat age horsepower and your boating history affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Massachusetts?
Yes if your boat is financed or has a motor. Massachusetts General Law Chapter 90B requires liability coverage for motorized vessels. Even if not required insurance is strongly recommended to cover accidents and weather damage.
What types of boat insurance are available in Amherst?
Agents offer liability coverage for bodily injury and property damage. You can also get comprehensive coverage for theft fire and storms plus collision coverage for accidents. Many policies include towing and fuel spill liability.
How do I find a boat insurance agent in Amherst?
Search online for local independent agents or contact major insurers that serve Hampshire County. Ask about policies that cover your specific boat type such as a fishing boat pontoon or sailboat. Agents can compare quotes from multiple carriers.