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Boat Insurance Agents in Brighton, MA

Directory of boat insurance agents in Brighton, Massachusetts. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Brighton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 boat insurance agents in Brighton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pella Insurance Agency, Inc
585 Washington St # A, Brighton, MA 02135
(617) 787-0617 pellainsurance.com
Barbera Insurance Inc
175 Market St Suite 2, Brighton, MA 02135
(617) 787-2020 barberainsurance.com
Brighton Insurance
365 Washington St, Brighton, MA 02135
(617) 787-4205 brightonins.com

Boat insurance agents in Brighton, Massachusetts help owners protect their watercraft with policies that meet state requirements. Massachusetts law does not mandate boat insurance for most vessels, but marinas and lenders often require it. Local agents can guide you on liability coverage for the Charles River or Boston Harbor.

What Does a Boat Insurance Agent in Brighton Cost?

Boat insurance costs in Massachusetts vary by boat value, type, and usage. For a typical 20 foot powerboat, annual premiums range from 300 to 800 dollars. Larger yachts or high performance boats can cost 1,000 to 3,000 dollars or more per year. Factors like your boating experience and claims history also affect the rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Massachusetts?
Massachusetts does not require boat insurance by law for most recreational vessels. However, lenders and marinas often require proof of coverage. Liability insurance is recommended to protect against accidents on state waters.
What does boat insurance typically cover in Brighton?
Standard policies cover physical damage to your boat, liability for injuries or property damage, and medical payments. Some policies also include towing and fuel spill liability, which is important on the Charles River.
How can a Brighton boat insurance agent help me?
An agent can compare policies from multiple insurers to find coverage suited to your boat type and usage. They can also explain Massachusetts specific rules, such as the 150 foot distance rule for motorboats near swimmers.