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Find Boat Insurance Agents Near You in Chatham, MA
Compare boat insurance agents in Chatham. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Chatham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 boat insurance agents in Chatham, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Outermost Harbor Marine
83 Seagull Rd, Chatham, MA 02633
(508) 945-2030
outermostharbor.com
Cape Wide Insurance Inc
1685 Main St, Chatham, MA 02633
(508) 945-5244
capewideinsurance.com
Stage Harbor Marine
80 Bridge St, Chatham, MA 02633
(508) 945-1860
Curtis Insurance Agency
128 Wood Carver Knoll, Chatham, MA 02633
(508) 375-3312
Boat insurance agents in Chatham Massachusetts help protect your vessel against damage theft and liability. Massachusetts law requires all motorized watercraft to carry liability insurance if operated on public waters. Local agents understand the unique risks of Chatham Harbor and the outer Cape including shifting shoals and nor easter storms.
What Does a Boat Insurance Agent in Chatham Cost?
Boat insurance costs in Massachusetts vary by boat type value and usage. For a typical 20 foot powerboat expect annual premiums between 300 and 800 dollars. Larger vessels or high performance boats can cost 1000 to 3000 dollars per year. Factors like boating experience safety equipment and claims history affect your rate. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats require insurance in Massachusetts?
Massachusetts law requires liability insurance for all motorized watercraft including powerboats jet skis and sailboats with engines. Non motorized boats like kayaks and small sailboats do not require insurance but coverage is still recommended for theft or damage.
Does my homeowners policy cover my boat in Chatham?
Homeowners policies typically cover only small boats like canoes or small sailboats with limited liability. Larger vessels and motorized boats require a separate boat insurance policy. Check with your agent to avoid gaps in coverage.
How can a Chatham boat insurance agent help with local risks?
Chatham agents know the specific hazards of Cape Cod waters such as dense fog strong currents and busy summer traffic. They can tailor your policy to include coverage for salvage towing and hurricane preparedness. They also help you comply with Massachusetts boating safety regulations.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.