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Compare Boat Insurance Agents in Franklin, MA

Looking for a boat insurance agent in Franklin? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Franklin, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 boat insurance agents in Franklin, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Berry Insurance
31 Hayward St Ste J, Franklin, MA 02038
(508) 528-5200 berryinsurance.com
AAA Franklin
85 Franklin Village Drive #14, Franklin, MA 02038
(508) 528-9300 branches.northeast.aaa.com
Deland, Gibson Insurance Associates — Franklin
51 W Central St, Franklin, MA 02038
(508) 528-3310 delandgibson.com
Neighborhood Insurance
Franklin Center Commons II, 17 Main St, Franklin, MA 02038
(508) 528-5100 neighborhoodinsurance.com
Guardian Angel Insurance
195 Main St #2, Franklin, MA 02038
(339) 219-1333

Boat insurance agents in Franklin Massachusetts help you protect your watercraft from damage theft and liability. Massachusetts law does not require boat insurance but many marinas and lenders do. Local agents can explain coverage options for lakes like Lake Pearl and rivers in the area.

What Does a Boat Insurance Agent in Franklin Cost?

Typical boat insurance costs in Massachusetts range from 300 to 800 dollars per year for a small runabout to over 1,500 dollars for a larger yacht. Factors include boat value horsepower age and your boating history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Massachusetts?
Massachusetts does not legally require boat insurance. However many lenders and marinas require proof of coverage. An agent can help you decide based on your boat type and usage.
What does boat insurance typically cover in Massachusetts?
Standard policies cover physical damage to your boat theft liability for injury or damage to others and medical payments. Some policies also cover towing and fuel spill cleanup required by state law.
How do I find a boat insurance agent in Franklin MA?
You can search online directories or ask local boat dealers and marinas for referrals. Agents in Franklin are familiar with regional risks like weather and boating traffic on nearby waterways.