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Browse boat insurance agents serving Harvard, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Harvard, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 boat insurance agents in Harvard, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Francis Murphy Insurance Agency
276 Ayer Rd, Harvard, MA 01451
(978) 772-0070
dfmurphy.com
Nikopoulos Insurance
206 Ayer Rd, Harvard, MA 01451
(978) 456-9700
nikinsurance.com
Boat insurance agents in Harvard Massachusetts help you protect your watercraft with policies tailored to your needs. Massachusetts law requires liability coverage for motorized boats and personal watercraft. Local agents can guide you through state-specific requirements such as the 30-day grace period for new boat purchases.
What Does a Boat Insurance Agent in Harvard Cost?
Boat insurance costs in Massachusetts typically range from 200 to 800 dollars per year for a standard motorboat. Factors such as boat value, horsepower, usage, and your boating experience affect the premium. High-value boats or those used in coastal waters may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in Massachusetts?
Massachusetts requires liability insurance for all motorized boats and personal watercraft. This includes motorboats, jet skis, and sailboats with auxiliary engines. Non-motorized boats like kayaks and canoes do not require insurance by law.
How does Massachusetts law affect boat insurance coverage?
Massachusetts has a 30-day grace period for new boat purchases before insurance is required. The state also sets minimum liability limits of 20,000 dollars for bodily injury per person and 40,000 dollars per accident. Agents can help you understand these requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.