Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 boat insurance agents in Lunenburg, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
One Family Insurance
3 Lancaster Ave suite 101, Lunenburg, MA 01462
(978) 403-5942
1familyinsurance.com
Fitchburg Marine
27 Massachusetts Ave, Lunenburg, MA 01462
(978) 345-7254
McCaffrey Insurance Agency Inc
442 Massachusetts Ave, Lunenburg, MA 01462
(978) 582-4964
mccaffreyins.com
What Does a Boat Insurance Agent in Lunenburg Cost?
Boat insurance costs in Massachusetts typically range from 300 to 800 dollars per year for a standard powerboat under 26 feet. Factors like boat value, horsepower, usage, and your claims history affect the premium. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Massachusetts?
Yes if your boat is financed or has a motor. Massachusetts General Law Chapter 90B requires liability coverage for motorized vessels. Even if not required by law, insurance is strongly recommended to cover accidents and theft.
What does boat insurance typically cover in Lunenburg?
Standard policies cover physical damage to your boat, liability for injury or property damage to others, and medical payments. Many policies also include towing and fuel spill liability as required by Massachusetts state law.