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Find Boat Insurance Agents in Needham Heights, MA

Directory of boat insurance agents in Needham Heights, Massachusetts. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Needham Heights, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 boat insurance agents in Needham Heights, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Boynton Insurance Agency
72 River Park St #103, Needham Heights, MA 02494
(781) 449-6786 boyntonins.com
NorthStar Insurance Services, INC.
72 River Park St Suite 201, Needham Heights, MA 02494
(781) 431-2500 nsins.com

Boat insurance agents in Needham Heights, Massachusetts help owners protect their watercraft against damage, theft, and liability. Massachusetts requires all registered motorboats to carry liability insurance, and agents can explain how local waterways like the Charles River affect your policy. They also advise on coverage for winter storage and hurricane season risks common in New England.

What Does a Boat Insurance Agent in Needham Heights Cost?

Typical boat insurance costs in Massachusetts range from $300 to $800 per year for a small motorboat, and $1,000 to $3,000 for larger vessels. Factors include boat value, horsepower, and your boating experience. Premiums may be higher near coastal areas like Needham Heights due to storm risks. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of boat insurance is required in Massachusetts?
Massachusetts law requires liability insurance for all registered motorboats. This covers bodily injury and property damage you may cause to others. Agents in Needham Heights can help you meet the minimum state requirements.
Do I need insurance for a kayak or canoe in Needham Heights?
Non-motorized boats like kayaks and canoes do not require registration or insurance in Massachusetts. However, many agents recommend liability coverage if you launch from public access points on the Charles River.