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Directory of boat insurance agents in Osterville, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 boat insurance agents in Osterville, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hannon-Murphy Insurance
43 Parker Rd, Osterville, MA 02655
(508) 428-6919
hannonmurphy.com
Germani Insurance Agency
908 Main St, Osterville, MA 02655
(508) 428-9194
germaniinsurance.com
Leonard Insurance Agency
683 Main St B, Osterville, MA 02655
(508) 428-6921
leonardagency.com
Hahesy Insurance Agency
901 Main St Suite I, Osterville, MA 02655
(508) 771-3355
hahesyinsurance.com
Boat insurance agents in Osterville Massachusetts help protect your vessel against damage theft and liability. Massachusetts law requires all motorized watercraft to carry liability insurance if operated on public waters. Local agents understand the unique risks of Cape Cod waters including nor'easters and busy summer traffic.
What Does a Boat Insurance Agent in Osterville Cost?
Typical boat insurance costs in Massachusetts range from 300 to 800 per year for a small runabout to 1500 to 5000 or more for a large cabin cruiser. Factors like boat value horsepower and navigation area affect the premium. Osterville agents can provide quotes for year-round or seasonal coverage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Osterville?
Agents offer hull insurance for physical damage liability coverage for injury or property damage and uninsured boater protection. Many policies also include towing and salvage coverage for the shoals and channels around Osterville.
Is boat insurance required by law in Massachusetts?
Yes Massachusetts General Law Chapter 90B requires liability insurance for all motorized boats registered in the state. Minimum limits are 100000 per person and 300000 per accident for bodily injury and 50000 for property damage.
How do Osterville agents determine my boat insurance premium?
Agents consider the boat value horsepower age and your boating experience. They also look at where you keep the boat such as a marina dock or trailer and your claims history. Seasonal use policies are common for Cape Cod owners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.