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Compare boat insurance agents in Oxford. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Oxford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 boat insurance agents in Oxford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers Insurance
300 Main St, Oxford, MA 01540
(508) 987-0333
smithbrothersusa.com
Coonan Insurance Agency
267 Main St, Oxford, MA 01540
(508) 987-7122
coonaninsurance.com
Erickson Insurance & Financial Services
25 Sutton Ave #8, Oxford, MA 01540
(508) 499-2570
Boat insurance agents in Oxford Massachusetts help you protect your watercraft with policies that meet state requirements. Massachusetts law does not require boat insurance for most recreational vessels, but lenders and marinas often require it. A local agent can explain coverage options like liability, collision, and uninsured boater protection for lakes and rivers near Oxford.
What Does a Boat Insurance Agent in Oxford Cost?
The cost of boat insurance in Massachusetts varies by boat type, value, and usage. For a typical small fishing boat, annual premiums may range from 200 to 500 dollars. For a larger cruiser or yacht, costs can be 1,000 to 3,000 dollars or more per year. Factors like your boating experience, safety equipment, and storage location near Oxford also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Massachusetts?
Boat insurance typically covers physical damage to your vessel, liability for injuries or property damage you cause, and medical payments for you and your passengers. It can also include coverage for towing, fuel spill liability, and personal property on board. Massachusetts policies may offer specific options for inland waters like Lake Chargoggagoggmanchauggagoggchaubunagungamaugg near Oxford.
Is boat insurance required by law in Massachusetts?
Massachusetts does not have a state law requiring boat insurance for most recreational boats. However, if you have a loan on the boat, the lender will require coverage. Also, many marinas and storage facilities in the Oxford area require proof of insurance before you can dock or store your boat.
How do I choose a boat insurance agent in Oxford?
Look for an agent who is licensed in Massachusetts and has experience with watercraft insurance. Ask about their knowledge of local waterways and any specific risks in the Oxford area. A good agent will explain policy limits, deductibles, and exclusions clearly so you understand your coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.