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Directory of boat insurance agents in Sturbridge, Massachusetts. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 boat insurance agents in Sturbridge, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis A. McCurdy Insurance Agency, Inc
212 Main St, Sturbridge, MA 01566
(508) 347-9343
mccurdyinsurance.com
Hometown Insurance Center
590 Main St, Sturbridge, MA 01518
(508) 347-9394
htownins.com
McGrath Insurance Agency
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-6850
mcgrathinsurance.com
Starkweather & Shepley Insurance Brokerage Inc.
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-2616
starshep.com
Eastern Insurance Group LLC
54 Main St, Sturbridge, MA 01566
(508) 347-1234
easterninsurance.com
Boat insurance agents in Sturbridge Massachusetts help you protect your watercraft on local lakes such as Lake Chargoggagoggmanchauggagoggchaubunagungamaugg and other inland waters. Massachusetts law does not require boat insurance for most vessels but lenders and marinas often require it. An agent can explain hull coverage liability and uninsured boater protection options.
What Does a Boat Insurance Agent in Sturbridge Cost?
Boat insurance costs in Massachusetts typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high speed boats can cost 1,000 dollars or more annually. Factors that affect your premium include boat value horsepower age of the boat and your boating experience. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Sturbridge Massachusetts?
Massachusetts does not require boat insurance by law for most recreational boats. However if you have a loan on the boat your lender will require coverage. Many marinas on Sturbridge lakes also require proof of liability insurance before you dock.
What does boat insurance cover in Massachusetts?
Standard boat insurance policies cover physical damage to your boat from accidents storms or theft. They also include liability protection if you injure someone or damage property. Some policies offer medical payments coverage for you and your passengers.
How do I find a boat insurance agent in Sturbridge?
You can search for licensed insurance agents in Sturbridge through the Massachusetts Division of Insurance website. Local independent agents can compare quotes from multiple carriers to find a policy that fits your boat and budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.