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Compare boat insurance agents in Watertown. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 boat insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Boat insurance agents in Watertown Massachusetts help you protect your watercraft with policies that meet state requirements. Massachusetts law does not mandate boat insurance but lenders often require it for financed vessels. Local agents can guide you through liability coverage options and hull protection specific to the Charles River and nearby lakes.
What Does a Boat Insurance Agent in Watertown Cost?
Boat insurance costs in Massachusetts typically range from 300 to 800 dollars per year for a standard policy on a small to midsize boat. Factors include boat value horsepower usage and your claims history. A local Watertown agent can provide quotes tailored to your specific vessel. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Watertown Massachusetts?
Massachusetts does not legally require boat insurance for most watercraft. However if you have a loan on your boat the lender will require comprehensive and collision coverage. Many boat owners choose liability insurance to protect against accidents on the water.
What does a boat insurance agent in Watertown do?
A boat insurance agent helps you compare policies from different carriers. They explain coverage options such as liability physical damage and uninsured boater protection. They also help you comply with any marina or storage facility insurance requirements in Watertown.
How does Massachusetts law affect boat insurance?
Massachusetts follows a fault-based system for boating accidents. If you cause a collision your liability coverage pays for damages to others. The state also requires all motorboats to carry a fire extinguisher and other safety gear which may affect your policy terms.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.