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Boat Insurance Agents in Brighton, MI

Looking for a boat insurance agent in Brighton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Brighton, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 boat insurance agents in Brighton, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Williamson Insurance Agency
5088 Old US 23 Suite B, Brighton, MI 48114
(810) 772-0211 williamsonia.com
Brighton Insurance and Financial Services
4750 S Old US Hwy 23, Brighton, MI 48114
(810) 229-1820 brightoninsurance.com

Boat insurance agents in Brighton Michigan help protect your watercraft from damage theft and liability. Michigan law requires liability insurance for any boat with a motor over 50 horsepower. Local agents can also advise on coverage for trailers and winter storage common on Brighton area lakes.

What Does a Boat Insurance Agent in Brighton Cost?

Boat insurance costs in Michigan typically range from 200 to 600 dollars per year for a standard runabout. Larger yachts or high performance boats can cost 1000 to 3000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Brighton Michigan?
Boat insurance typically covers physical damage to your boat liability for injuries to others and theft. Many policies also include uninsured boater coverage as recommended by Michigan law.
Is boat insurance required in Michigan?
Michigan does not require boat insurance for all boats. However you must have liability coverage if your boat has a motor over 50 horsepower. Lenders and marinas may also require coverage.
How do I choose a boat insurance agent in Brighton?
Look for an agent who specializes in marine insurance and understands Michigan regulations. Ask about coverage for ice damage and transport to local lakes like Brighton Lake or Strawberry Lake.