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Find Boat Insurance Agents Near You in Grosse Pointe Woods, MI
Browse boat insurance agents serving Grosse Pointe Woods, Michigan. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Grosse Pointe Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 boat insurance agents in Grosse Pointe Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pam Mowatt - State Farm Insurance Agent
20563 Mack Ave, Grosse Pointe Woods, MI 48236
(313) 886-3060
pammowatt.com
Janet Coates - State Farm Insurance Agent
20943 Mack Ave, Grosse Pointe Woods, MI 48236
(313) 332-0676
janetcoates.com
Midwest Underwriters Insurance
19640 Harper Ave, Grosse Pointe Woods, MI 48236
(313) 884-8600
midwestunderwriters.com
Boat insurance agents in Grosse Pointe Woods help residents protect their watercraft on Lake St Clair and nearby inland lakes. Michigan law requires all registered watercraft to carry liability insurance if operated on public waters. Local agents can tailor policies to cover physical damage, theft, and towing for boats stored on Lake Shore Drive or in community marinas.
What Does a Boat Insurance Agent in Grosse Pointe Woods Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger cruisers or high-performance watercraft can cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, navigation area, and the owners claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What boat insurance coverage is required in Michigan?
Michigan law requires liability insurance for any watercraft operated on public waters. Minimum limits are 20 thousand dollars for bodily injury per person, 40 thousand dollars per accident, and 10 thousand dollars for property damage. Many agents recommend additional coverage for collision and comprehensive protection.
Does my homeowners policy cover my boat in Grosse Pointe Woods?
Most homeowners policies provide only limited boat coverage, usually for small boats under 14 feet or low horsepower. Larger boats and personal watercraft typically require a separate boat insurance policy. Check with a local agent to avoid gaps in coverage.
How does winter storage affect my boat insurance rates?
Boat insurance rates in Michigan often decrease during winter storage months when the boat is not in use. Many insurers offer lay-up periods from November through April. You must still maintain liability coverage if the boat is stored on a trailer or at a marina.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.