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Compare Boat Insurance Agents in Norton Shores, MI

Browse boat insurance agents serving Norton Shores, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Norton Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 boat insurance agents in Norton Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farm Bureau Insurance
1535 Farr Rd, Norton Shores, MI 49444
(231) 744-9106 michfb.com
Ward Insurance Agency
1535 Farr Rd, Norton Shores, MI 49444
(231) 744-9106 farmbureauinsurance-mi.com

What Does a Boat Insurance Agent in Norton Shores Cost?

The cost of boat insurance in Michigan typically ranges from 200 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats may cost 1,000 to 3,000 dollars annually. Factors like boat value engine power and your boating history affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Norton Shores do?
A boat insurance agent helps you find a policy that covers your boat for physical damage liability and medical payments. They can explain Michigan specific requirements such as the minimum liability limits for watercraft. Agents also assist with claims and policy adjustments.
Is boat insurance required in Michigan?
Yes Michigan law requires all motorized watercraft to carry liability insurance if they are moored or operated in state waters. The minimum liability limit is 20,000 dollars for bodily injury per person and 40,000 dollars per accident. An agent can help you meet these legal requirements.
How do I choose a boat insurance agent in Norton Shores?
Look for an agent who specializes in marine insurance and has experience with Michigan boating conditions. Ask about coverage for Lake Michigan hazards like sudden storms or submerged objects. Compare quotes from multiple agents to find a policy that fits your needs.