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Looking for a boat insurance agent in Oxford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 boat insurance agents in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505
communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604
curtisinsuranceagency.com
Boat insurance agents in Oxford Michigan help you protect your watercraft on local lakes like Lakeville Lake and Clear Lake. Michigan law requires liability insurance for all motorized watercraft operated on public waters. An agent can guide you through state-specific requirements such as the Michigan Watercraft Act and help you choose the right coverage for your boat type and usage.
What Does a Boat Insurance Agent in Oxford Cost?
Typical boat insurance in Michigan ranges from 200 to 600 dollars per year for a standard runabout. High performance boats or yachts can cost 1,000 to 3,000 dollars annually. Your specific rate depends on your boats value, safety features, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What coverage is required for boat insurance in Michigan?
Michigan law requires liability insurance for all motorized watercraft. Minimum limits are 20 thousand dollars for bodily injury per person, 40 thousand dollars per accident, and 10 thousand dollars for property damage. Your agent can help you meet these requirements.
Do I need boat insurance if I only use my boat on private lakes in Oxford?
If your boat is used only on private lakes and never on public waters, Michigan law does not require insurance. However many homeowners policies exclude watercraft liability. An agent can advise on optional coverage to protect your investment.
What factors affect the cost of boat insurance in Oxford Michigan?
Costs depend on your boats value, horsepower, length, and your boating experience. Michigan has a 3 year statute of limitations for boating accident claims. Agents consider local lake conditions and theft rates when setting premiums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.