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Directory of boat insurance agents in Utica, Michigan. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 boat insurance agents in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080
actionin.com
Beck Insurance
8344 Hall Rd Suite 102, Utica, MI 48317
(586) 731-5800
beck-insurance.com
Boat insurance agents in Utica, Michigan help protect your watercraft against damage, theft, and liability. Michigan requires liability insurance for boats with more than 50 horsepower. Local agents can guide you through state-specific requirements and coverage options for Lake St. Clair and the Clinton River.
What Does a Boat Insurance Agent in Utica Cost?
Boat insurance in Michigan typically costs between 200 and 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1,000 dollars or more annually. Factors like boat value, horsepower, and your boating history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required in Michigan?
Michigan law requires liability insurance for any boat with a motor over 50 horsepower. This includes coverage for bodily injury and property damage. It is a good idea to carry more than the minimum to protect your assets.
What does boat insurance typically cover in Utica?
Boat insurance policies usually cover physical damage from collisions, fire, theft, and weather events. Liability coverage protects you if you cause injury or damage to others. Many policies also include towing and fuel spill liability.
How do I choose a boat insurance agent in Utica?
Look for an agent who specializes in marine insurance and understands local waterways. Ask about coverage for your specific boat type and how they handle claims. Compare quotes from multiple agents to find a policy that fits your needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.