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Looking for a boat insurance agent in White Lake? Review the directory below to compare your options.
8 agents listed
Updated May 2026
White Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 boat insurance agents in White Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Elder - State Farm Insurance Agent
9278 Highland Rd Ste 7, White Lake, MI 48386
(248) 887-6004
eldersf.com
Shirl Crowe: Allstate Insurance
9145 Highland Rd, White Lake, MI 48386
(248) 698-1731
agents.allstate.com
Paul Donnelly - State Farm Insurance Agent
5951 Highland Rd G, White Lake, MI 48383
(248) 714-5311
mywhitelakeagent.com
AAA White Lake
330 Town Center Blvd Ste D-101, White Lake, MI 48386
(248) 618-3440
locator.acg.aaa.com
Lankford Insurance Agency
1135 Round Lake Rd #2, White Lake, MI 48386
(248) 360-6524
lankfordagency.com
J. Jones Insurance Agency - Farm Bureau Insurance
1097 Union Lake Rd # A, White Lake, MI 48386
(248) 366-3222
jjonesinsurance.com
Aaa Insurance: Caylor Susan
330 Town Center Blvd # D-105, White Lake, MI 48386
(248) 618-3440
aaa.com
Allstate Personal Financial Representative: Matthew Bade
9145 Highland Rd, White Lake, MI 48386
(586) 291-8043
agents.allstate.com
Boat insurance agents in White Lake Michigan help you protect your watercraft with policies tailored to local needs. Michigan law requires liability coverage for any boat with a motor, including personal watercraft. A local agent can guide you through state-specific requirements such as the Michigan Watercraft Act and help you choose the right coverage for Lake Michigan or inland lake use.
What Does a Boat Insurance Agent in White Lake Cost?
Typical boat insurance costs in Michigan range from 200 to 600 dollars per year for a basic policy on a small runabout, while larger boats or high-performance vessels may cost 800 to 2000 dollars annually. Factors include boat value, horsepower, usage, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are available in White Lake Michigan?
Common coverages include liability, collision, comprehensive, uninsured boater, and medical payments. Many agents also offer coverage for trailers, equipment, and towing. Michigan law does not require physical damage coverage but does mandate liability insurance for motorized boats.
Do I need boat insurance to operate a boat on White Lake in Michigan?
Yes, Michigan law requires liability insurance for any boat with a motor operated on public waters. This includes boats on White Lake. The minimum liability limits are 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident.
How does Michigan law affect boat insurance policies in White Lake?
Michigan follows a no-fault system for auto insurance but boat insurance is not no-fault. However, Michigan law requires liability coverage for motorized boats and sets minimum limits. Agents in White Lake can explain how state laws apply to your specific boat and usage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.