ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Boat Insurance Agents Near You in Buffalo, MN
Directory of boat insurance agents in Buffalo, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Buffalo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 boat insurance agents in Buffalo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Olson - State Farm Insurance Agent
124 Lake Blvd S, Buffalo, MN 55313
(763) 682-2752
markolsonsf.com
Insurance Brokers of MN, Inc.
1014 Hwy 55, Buffalo, MN 55313
(763) 682-4517
insurancebrokersmn.com
Buffalo Minnesota sits in the heart of lake country with access to Buffalo Lake and the Crow River. A boat insurance agent in Buffalo can help you meet Minnesota requirements for liability coverage and protect your investment. Local agents understand the specific risks of Minnesota waterways including sudden storms and ice damage.
What Does a Boat Insurance Agent in Buffalo Cost?
Annual boat insurance premiums in Minnesota typically range from 200 to 800 dollars for a standard runabout. Higher value boats or those with high horsepower engines can cost 1000 to 3000 dollars per year. Factors that affect cost include boat value horsepower age of the owner and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required in Minnesota?
Minnesota does not require boat insurance by law. However lenders often require coverage if you have a loan. Many marinas and storage facilities also require proof of insurance before allowing you to keep your boat on site.
What does boat insurance typically cover in Minnesota?
Standard policies cover physical damage to your boat from accidents fire theft or vandalism. Liability coverage protects you if you cause injury or property damage to others. Minnesota specific add-ons can include coverage for ice damage during winter storage and uninsured boater protection.
How can a local Buffalo agent help with my boat policy?
A local agent knows the specific hazards on Buffalo Lake and the Crow River. They can help you choose the right liability limits and recommend coverage for your trailer and personal belongings. They also understand Minnesota navigable water laws that affect liability.
Free • No Obligation
Compare Boat Insurance Agents
Get matched with agents in Buffalo who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.