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Find Boat Insurance Agents Near You in Duluth, MN

Compare boat insurance agents in Duluth. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 6 boat insurance agents in Duluth, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanlon and Associates Insurance Agency
501 S Lake Ave #400, Duluth, MN 55802
(218) 491-7855 hanlonandassociates.com
Joe Golcz - State Farm Insurance Agent
4433 E Superior St #1, Duluth, MN 55804
(218) 525-6623 calljoetoday.com
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324 dwightswanstrom.com
Young & Associates Insurance
202 W Superior St # 400, Duluth, MN 55802
(218) 722-1481 younginsure.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618 holdeninsurance.com
Cartier Insurance
310 E Superior St Suite 220, Duluth, MN 55802
(218) 727-5992 caduluth.com

Boat insurance agents in Duluth, Minnesota help protect your watercraft on Lake Superior and the region's many inland lakes. Minnesota law does not require boat insurance, but lenders and marinas often do. A local agent can explain coverage options for weather risks and liability common to the Duluth area.

What Does a Boat Insurance Agent in Duluth Cost?

Typical boat insurance costs in Minnesota range from 300 to 800 dollars per year for a standard runabout. Larger vessels or those used on Lake Superior may cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, and safety features. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance to operate on Lake Superior in Duluth?
Minnesota does not require boat insurance by law. However, many marinas and loan lenders require proof of coverage. An agent can help you meet those requirements.
What does a boat insurance policy in Minnesota typically cover?
Standard policies cover physical damage to the boat, liability for injury or property damage, and medical payments. Some policies also include coverage for towing and wreck removal.