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Looking for a boat insurance agent in Lake Elmo? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Lake Elmo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 boat insurance agents in Lake Elmo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Stoudt - State Farm Insurance Agent
3549 Lake Elmo Ave N, Lake Elmo, MN 55042
(651) 478-4979
stoudtinsurance.com
Honey Bear Insurance Agency LLC
8530 Eagle Point Blvd Suite 100 #113, Lake Elmo, MN 55042
(651) 432-4164
honeybearinsurance.com
Boat insurance agents in Lake Elmo Minnesota help you protect your watercraft with policies that meet state requirements. Minnesota law does not require boat insurance but many lenders and marinas do. Agents can explain coverage options for liability physical damage and uninsured boaters.
What Does a Boat Insurance Agent in Lake Elmo Cost?
Typical boat insurance costs in Minnesota range from 300 to 800 dollars per year for a standard runabout. High value boats or those used on larger lakes may cost 1,000 dollars or more. Premiums vary by boat type coverage limits and your claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Lake Elmo do?
A boat insurance agent in Lake Elmo helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also help you file claims and adjust your policy as needed.
Is boat insurance required in Minnesota?
Minnesota does not require boat insurance by law. However lenders often require it for financed boats. Marinas may also require proof of liability coverage before you dock your boat.
What factors affect boat insurance cost in Lake Elmo?
Cost depends on boat value horsepower age and your boating experience. Location on Lake Elmo or nearby lakes also matters. Discounts may apply for safety courses and bundling policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.