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Find Boat Insurance Agents Near You in Richfield, MN

Compare boat insurance agents in Richfield. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Richfield, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 boat insurance agents in Richfield, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cassie Sanetra - State Farm Insurance Agent
6519 Nicollet Ave Ste 200, Richfield, MN 55423
(612) 869-5313 cassiesanetra.com
Karl Herman - State Farm Insurance Agent
6620 Penn Ave S, Richfield, MN 55423
(612) 455-8844 karlhermaninsurance.com
Ashkan Morvari - State Farm Insurance Agent
6640 Lyndale Ave S #110, Richfield, MN 55423
(612) 455-4196 morvari-insurance.com
Insurance Brokers of MN-Brett Flatmoe
6941 Nicollet Ave, Richfield, MN 55423
(612) 869-2745 insurancebrokersmn.com
Richfield State Insurance
6636 Cedar Ave Suite 201, Richfield, MN 55423
(612) 861-8300 richfieldinsurance.com
Farmers Insurance - Miguel Medrano Rodriguez
7001 Nicollet Ave, Richfield, MN 55423
(612) 206-3193 agents.farmers.com
Kelly Mayerle DBA MN Insurance Pro, a Richfield State Agent
6636 Cedar Ave S Suite 201, Richfield, MN 55423
(612) 767-4358

Boat insurance agents in Richfield Minnesota help you protect your watercraft against damage theft and liability. Minnesota law requires boat operators to carry liability insurance if they have a loan on the vessel or use certain public waterways. Local agents can explain coverage options that meet state regulations and your personal needs.

What Does a Boat Insurance Agent in Richfield Cost?

Boat insurance costs in Minnesota typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels like yachts or high performance boats can cost 1,000 to 3,000 dollars annually. Factors such as boat value horsepower navigation area and your claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Minnesota?
Minnesota does not require boat insurance by law for all vessels. However lenders often require it for financed boats. Also many marinas and storage facilities require proof of insurance before you dock or store your boat.
What does boat insurance typically cover in Richfield?
Standard boat insurance covers physical damage to your boat theft liability for injury or damage to others and medical payments. Many policies also include coverage for towing and fuel spill cleanup which is important on Minnesota lakes.
How do I find a boat insurance agent in Richfield Minnesota?
You can search online for local independent agents who specialize in watercraft insurance. Many Richfield agents also offer quotes from multiple carriers so you can compare coverage and rates for your specific boat type.