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Find Boat Insurance Agents Near You in Wayzata, MN

Compare boat insurance agents in Wayzata. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 boat insurance agents in Wayzata, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fry & Associates - National Insurance Brokers
600 Twelve Oaks Center Dr Suite 103, Wayzata, MN 55391
(612) 455-8965 mynationalbroker.com
insurance specialist network
1001 Twelve Oaks Center Dr, Wayzata, MN 55391
(952) 856-8720 insurancespecialistnetwork.com

Boat insurance agents in Wayzata, Minnesota help protect your watercraft on Lake Minnetonka and other local waters. Minnesota law requires liability insurance for boats with more than 50 horsepower. An agent can guide you through coverage options and state requirements.

What Does a Boat Insurance Agent in Wayzata Cost?

Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout. Factors include boat age, motor size, and navigation area. Higher value boats or those used on large lakes like Lake Minnetonka may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Wayzata do?
A boat insurance agent helps you find a policy that covers physical damage, liability, and medical payments. They also explain Minnesota specific rules such as the 150 foot no wake zone law.
Is boat insurance required in Minnesota?
Minnesota does not require boat insurance by state law. However, lenders and marinas often require it. Liability coverage is strongly recommended for accidents on Lake Minnetonka.
What factors affect boat insurance cost in Wayzata?
Cost depends on boat value, horsepower, usage, and your boating history. Policies in Minnesota typically range from 200 to 800 dollars per year for standard watercraft.