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Find Boat Insurance Agents Near You in White Bear Lake, MN

Directory of boat insurance agents in White Bear Lake, Minnesota. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 boat insurance agents in White Bear Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tyler Antony - State Farm Insurance Agent
1190 County Rd J, White Bear Lake, MN 55127
(651) 429-0241 insuremetyler.com
Chris Ahles - State Farm Insurance Agent
4509 Allendale Dr, White Bear Lake, MN 55127
(651) 653-0044 chrisahles.com
Paul Antony - State Farm Insurance Agent
1190 county rd J Ste 200, White Bear Lake, MN 55127
(651) 633-8923 statefarm.com

What Does a Boat Insurance Agent in White Bear Lake Cost?

Boat insurance costs in Minnesota vary widely by boat type and coverage level. A typical policy for a small fishing boat may cost 200 to 400 dollars per year while a larger cruiser or pontoon boat can range from 500 to 1,200 dollars annually. Factors like safety equipment, boater education courses, and bundling with home or auto policies may lower premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in White Bear Lake do?
A boat insurance agent helps you find a policy that covers physical damage, liability, and medical payments for your watercraft. They review your boat type, usage, and storage location to recommend appropriate coverage. Agents also assist with claims and policy changes throughout the year.
Is boat insurance required by law in Minnesota?
Minnesota does not require boat insurance for most private watercraft. However lenders financing a boat typically require comprehensive and collision coverage. Many marinas and storage facilities also require proof of liability insurance before allowing boat launch or docking.
What factors affect boat insurance cost in White Bear Lake?
Cost depends on boat value, horsepower, age, and your boating experience. Location matters too because White Bear Lake has higher traffic and potential for storm damage. Typical annual premiums range from 300 to 800 dollars for a standard runabout but can be higher for large yachts or high performance boats.