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Directory of boat insurance agents in Biloxi, Mississippi. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Biloxi, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 18 boat insurance agents in Biloxi, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Boat insurance agents in Biloxi Mississippi help you protect your watercraft against damage theft and liability. Mississippi law requires liability coverage for boats with more than 25 horsepower. Local agents understand the unique risks of the Gulf Coast including hurricanes and storm surge.
What Does a Boat Insurance Agent in Biloxi Cost?
Boat insurance costs in Mississippi typically range from 300 to 800 dollars per year for a standard policy on a small to midsize boat. Larger vessels or those used offshore may cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower age and your claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are available in Biloxi Mississippi?
Agents offer liability physical damage medical payments and uninsured boater coverage. Many policies also include coverage for trailers and personal property on board. Mississippi requires liability coverage for boats over 25 horsepower.
Do I need boat insurance to operate a vessel in Mississippi waters?
Yes Mississippi law requires liability insurance for any motorboat with more than 25 horsepower. You must carry proof of insurance when operating the vessel. This requirement applies to all state waters including the Gulf Coast.
How do Biloxi boat insurance agents handle hurricane coverage?
Agents can add named storm or windstorm coverage to your policy. This coverage is separate from standard hull insurance and may have a higher deductible. Many policies have a waiting period before a named storm can be claimed.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.