ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsNevada › Gardnerville

Find Boat Insurance Agents Near You in Gardnerville, NV

Browse boat insurance agents serving Gardnerville, Nevada. Updated 2026-07-14.

The top-rated boat insurance agent in Gardnerville, Nevada is Stacy Trivitt: Allstate Insurance, rated 4.8 stars across 269 reviews. Other highly rated options include Larry Peyton Insurance Agency LLC, Warren W Reed Insurance, Alex Uribe - State Farm Insurance Agent. This directory lists 12 boat insurance agents serving Gardnerville.

Showing 12 boat insurance agents in Gardnerville, NVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stacy Trivitt: Allstate Insurance1466 U.S. Hwy 395 N(775) 782-3511
2Larry Peyton Insurance Agency LLC1544 U.S. Hwy 395 N Ste 5(775) 782-2469
3Warren W Reed Insurance1521 U.S. Hwy 395 N(775) 782-2277
4Alex Uribe - State Farm Insurance Agent1503 U.S. Hwy 395 N Ste F(775) 392-3950
5ASInsurance - Aimee Smith Insurance Agency LLC1190 High School St Suite A(775) 783-0753
6Joseph Robertson: Allstate Insurance1466 U.S. Hwy 395 N(775) 782-3511
7John Scott - State Farm Insurance Agent1476 U.S. Hwy 395 N(775) 782-5102
8Michael Boyd Insurance Solutions1491 U.S. Hwy 395 N(775) 790-1229
9Christina Frey Insurance Agency1502 Mary Jo Dr(760) 855-0674
10Fromarc Insurance Agency, Inc.1453 U.S. Hwy 395 N #1(775) 392-4414
ST
1466 U.S. Hwy 395 N
Stacy Trivitt: Allstate Insurance
Boat Insurance Agent · Gardnerville, NV

Stacy Trivitt: Allstate Insurance serves the Carson Valley and greater Gardnerville, Nevada area as a boat insurance agent. The agency helps local boat owners by providing coverage that addresses the unique risks of watercraft ownership in the region. Policies typically protect against physical damage, theft, and liability while boating on area lakes and rivers. Standard offerings often include coverage for towing and emergency assistance on the water. The agency specifically handles quotes for personal watercraft and fishing boats common in the community.

LP
1544 U.S. Hwy 395 N Ste 5
Larry Peyton Insurance Agency LLC
Boat Insurance Agent · Gardnerville, NV

Larry Peyton Insurance Agency LLC provides boat insurance policies in Gardnerville, NV. It helps customers protect their watercraft against common risks on area lakes and reservoirs. Policies typically cover liability, physical damage, and towing expenses. The agency assists with filing claims and adjusting coverage as needed. Service plans may include annual policy reviews and guidance on liability limits. It insures various recreational vessels, from small fishing boats to larger motor yachts. The agency also services insurance needs for other local properties, including single-family homes, apartments, retail locations, and restaurants.

WW
1521 U.S. Hwy 395 N
Warren W Reed Insurance
Boat Insurance Agent · Gardnerville, NV

Homeowners and business owners in the Gardnerville, NV area turn to Warren W Reed Insurance for comprehensive boat insurance agent services. The agency assists clients in protecting their watercraft, from fishing boats to personal watercraft, with tailored liability and physical damage coverage. Guidance is provided throughout the selection process to ensure appropriate policy limits align with local lake and river usage. Their expertise also extends to the nearby Carson Valley and Minden communities, serving the broader Lake Tahoe region boating community.

AU
1503 U.S. Hwy 395 N Ste F
Alex Uribe - State Farm Insurance Agent
Boat Insurance Agent · Gardnerville, NV

Serving Gardnerville and the surrounding communities of Carson Valley, Alex Uribe - State Farm Insurance Agent handles boat insurance policies designed to protect watercraft used on local lakes and rivers. The agency manages coverage for physical damage, liability, and additional equipment common in this region. When handling a typical job, the agent reviews the specific boat type and its primary usage to offer appropriate protection tailored to the client’s recreational needs.

AA
1190 High School St Suite A
ASInsurance - Aimee Smith Insurance Agency LLC
Boat Insurance Agent · Gardnerville, NV

Some boat insurance clients prefer a one-time policy for a single season, while others require recurring annual coverage that automatically renews. Coverage typically protects the hull, liability, and equipment against damage or theft on area waterways like Lake Tahoe. ASInsurance - Aimee Smith Insurance Agency LLC in Gardnerville, NV provides policies for personal watercraft and fishing boats common in this region. Service runs on a scheduled basis to align with each boater’s chosen policy term.

JR
1466 U.S. Hwy 395 N
Joseph Robertson: Allstate Insurance
Boat Insurance Agent · Gardnerville, NV

Joseph Robertson: Allstate Insurance assists boat owners in Gardnerville, NV, with securing specialized marine insurance coverage for vessels such as pontoons and fishing boats. Its general service work includes helping clients review policy options to protect against common liabilities and physical damage risks on local lakes and reservoirs. These services are especially relevant during the spring launch season, when pre-storage inspections and precise valuation needs become most important.

JS
1476 U.S. Hwy 395 N
John Scott - State Farm Insurance Agent
Boat Insurance Agent · Gardnerville, NV

When winter runoff swells the Carson River or summer storms blow across Lake Tahoe, Gardnerville boat owners need coverage that accounts for local waterways. John Scott - State Farm Insurance Agent provides boat insurance policies designed to protect watercraft from such seasonal hazards and accidents. A typical consultation starts with listing the vessel’s length, horsepower, and storage location to match policy options with boating habits. The first appointment includes a coverage review and an inspection discussion for the hull.

MB
1491 U.S. Hwy 395 N
Michael Boyd Insurance Solutions
Boat Insurance Agent · Gardnerville, NV

Michael Boyd Insurance Solutions works closely with boat owners in the Gardnerville area to obtain appropriate coverage for their watercraft. The company helps clients select essential protections, including coverage for physical damage, liability for on-water accidents, and specialized endorsements such as towing assistance or agreed-value policies. Policies can be tailored for a variety of vessels, from small fishing boats to larger cabin cruisers. Their commercial sectors served include local marinas, boat service and repair shops, as well as waterfront residential facilities and food service establishments.

CF
1502 Mary Jo Dr
Christina Frey Insurance Agency
Boat Insurance Agent · Gardnerville, NV

Christina Frey Insurance Agency serves residential clients in Gardnerville, NV, helping owners protect their personal watercraft and small boats against common risks on local lakes and rivers. The agency also offers commercial coverage for businesses that operate rental fleets or guided fishing tours throughout the Carson Valley and surrounding areas. With the region's changing seasonal conditions, policies are designed to cover damage from storms, collisions, and liability. The team follows up with clients after claims or policy adjustments, ensuring coverage remains appropriate between regular maintenance visits.

FI
1453 U.S. Hwy 395 N #1
Fromarc Insurance Agency, Inc.
Boat Insurance Agent · Gardnerville, NV

Fromarc Insurance Agency, Inc. is known for helping boat owners in Gardnerville, NV find appropriate coverage for their watercraft. The agency serves clients with policies that address typical risks on area lakes and rivers, including liability, physical damage, and theft. It works with standard insurance markets to match vessel types and usage patterns. As an add-on specialty, it can help arrange coverage for towing and emergency assistance while on the water.

WI
1348 Brooke Way
Wilcox Insurance Group
Boat Insurance Agent · Gardnerville, NV
(775) 400-2223
sparkadvisors.com/agents/craig-wilcox
IP
1936 Catherine Ct
International Property & Casualty Insurance Brokers of NV, Inc.
Boat Insurance Agent · Gardnerville, NV
(775) 782-6655
ipc-nv.com

What Does a a Boat Insurance Agent in Gardnerville Cost?

Boat insurance costs in Nevada typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors that affect price include the boat value horsepower age and your boating experience. This is general information not insurance advice.

About boat insurance agents in Gardnerville

Boat insurance agents in Gardnerville Nevada help protect your watercraft against damage theft and liability. Nevada law requires all motorized watercraft to be registered with the Nevada Department of Wildlife and while insurance is not mandatory for registration many marinas and lenders require it. Local agents can tailor a policy to cover your boat on Lake Tahoe the Carson River or other Nevada waterways.

Frequently Asked Questions

What does boat insurance cover in Gardnerville Nevada?

Boat insurance typically covers physical damage to your watercraft liability for bodily injury or property damage you cause and medical payments for injured passengers. Agents in Gardnerville can also add coverage for towing fuel spill liability and personal effects on board.

Is boat insurance required by law in Nevada?

Nevada does not require boat insurance for registration or operation of a watercraft. However lenders often require comprehensive and collision coverage if you have a loan. Many marinas and storage facilities also require proof of liability insurance before allowing you to dock or store your boat.

How do I choose a boat insurance agent in Gardnerville?

Look for an agent who specializes in watercraft insurance and is familiar with local risks like high winds on Lake Tahoe or river currents. Ask about policy limits deductibles and whether the policy covers towing and salvage. Compare quotes from multiple agents to find coverage that fits your needs.

Boat Insurance Agents in Other Nevada Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.