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HomeBoat Insurance AgentsNew Jersey › Bridgewater

Find Boat Insurance Agents Near You in Bridgewater, NJ

Browse boat insurance agents serving Bridgewater, New Jersey. Updated 2026-07-14.

The top-rated boat insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include MetLife, Bankers Life, Douglas Cartwright, Bankers Life Agent. This directory lists 12 boat insurance agents serving Bridgewater.

Showing 12 boat insurance agents in Bridgewater, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ed James Insurance Brokerage100 Somerset Corporate Blvd 2nd Floor(908) 524-0200
2MetLife501 US-22(908) 253-1000
3Bankers Life440 US-22 Ste 160(732) 652-1166
4Douglas Cartwright, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
5Baumann Insurance Group, LLC: Allstate Insurance100 Smrst, Somerset Corporate Blvd Ste 2159(908) 429-8700
6George Esker, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
7Fast Insurance Agency1256 US-202(908) 367-3003
8Prime Insurance Services New Jersey155 Adamsville Rd N(908) 585-4979
9Janice Petronella - State Farm Insurance Agent678 US-202 #206, Building 5(908) 595-1555
10TY Health Insurance Brokerage991 US-22 Suite 200(212) 796-4373
EJ
100 Somerset Corporate Blvd 2nd Floor
Ed James Insurance Brokerage
Boat Insurance Agent · Bridgewater, NJ

Ed James Insurance Brokerage serves Bridgewater, New Jersey, and the surrounding Somerset County area as a boat insurance agent. The company helps clients secure coverage tailored to their specific watercraft needs. It assists local boat owners in protecting their investments against common risks on regional waterways. Policies typically address liability, physical damage, and theft for various vessel types. The brokerage handles independent insurance plans for both recreational powerboats and personal watercraft.

ME
501 US-22
MetLife
Boat Insurance Agent · Bridgewater, NJ

MetLife provides comprehensive boat insurance policies tailored to the maritime needs of clients in Bridgewater, New Jersey. Its service plans focus on protecting personal watercraft from common local risks such as seasonal weather damage and navigational hazards. Maintenance consultations may be offered to help boat owners understand coverage requirements. This agent typically works with an array of properties in the area, including single-family homes with personal docks, waterfront apartments, retail marinas, and local restaurants that operate charter services.

BL
440 US-22 Ste 160
Bankers Life
Boat Insurance Agent · Bridgewater, NJ

In Bridgewater, New Jersey, Bankers Life differentiates between one-time boat insurance policies, which cover a single season or voyage, and recurring annual plans that provide continuous protection. Their coverage options typically include hull damage, liability for accidents, and theft of equipment or the vessel itself. Policies are tailored to local waterways and storage conditions common in the Somerset County area. Service for new policies or adjustments to existing coverage runs on an as-needed basis when a client requests a quote or modifies their boat.

DC
440 US-22 Ste 160
Douglas Cartwright, Bankers Life Agent
Boat Insurance Agent · Bridgewater, NJ

Douglas Cartwright, Bankers Life Agent serves Bridgewater, New Jersey, and the surrounding Somerset County communities. This agency handles boat insurance for a range of personal watercraft, from small fishing boats to larger pleasure vessels. Policies typically cover liability, physical damage, and towing expenses on local waterways. The agent follows a straightforward process of assessing each client’s vessel type and usage patterns to recommend appropriate coverage for safe navigation.

BI
100 Smrst, Somerset Corporate Blvd Ste 2159
Baumann Insurance Group, LLC: Allstate Insurance
Boat Insurance Agent · Bridgewater, NJ
GE
440 US-22 Ste 160
George Esker, Bankers Life Agent
Boat Insurance Agent · Bridgewater, NJ

Located in Bridgewater, NJ, George Esker, Bankers Life Agent helps boat owners distinguish between a one-time policy for a seasonal vessel and recurring coverage for year-round protection. As a boat insurance agent, they can arrange protection for liabilities like collision damage and theft, while ensuring the policy matches the specific watercraft and its typical usage. Depending on the client’s needs, service runs on either a one-time seasonal basis or a scheduled annual renewal cycle.

FI
1256 US-202
Fast Insurance Agency
Boat Insurance Agent · Bridgewater, NJ

Fast Insurance Agency specializes in offering tailored coverage policies for various types of watercraft, including yachts, fishing boats, and personal watercraft. It serves the Bridgewater, New Jersey area by assisting boat owners in navigating marine liability and physical damage protection. The agency also helps clients manage the specific coverage needs that arise during the active boating season on the Raritan River and nearby reservoirs, such as ensuring adequate protection against storm damage or summer theft risks.

PI
155 Adamsville Rd N
Prime Insurance Services New Jersey
Boat Insurance Agent · Bridgewater, NJ

As spring thaw brings Bridgewater’s waterways back to life, boat owners begin securing their vessels and reviewing coverage. Prime Insurance Services New Jersey, a boat insurance agent based in Bridgewater, guides clients through policies that address liability, physical damage, and environmental hazards common to local marinas and lakes. The agent reviews each watercraft’s specifications and typical usage patterns to recommend appropriate limits. A boater’s first step is an initial hull inspection paired with a conversation about current navigation territory and storage arrangements.

JP
678 US-202 #206, Building 5
Janice Petronella - State Farm Insurance Agent
Boat Insurance Agent · Bridgewater, NJ
TH
991 US-22 Suite 200
TY Health Insurance Brokerage
Boat Insurance Agent · Bridgewater, NJ

TY Health Insurance Brokerage serves residential boat owners in Bridgewater, New Jersey, helping them secure tailored liability and physical damage policies for personal watercraft. The agency also handles commercial marine coverage for local charter operations and small fleets requiring specialized business protection. Servicing clients throughout Somerset County and the wider central New Jersey region, the brokerage assists with policy reviews before each boating season. After settling claims or handling mid-term adjustments, the office follows up with policyholders to confirm coverage remains appropriate until their next regular review.

BH
440 US-22 Ste 160
Bradley Hampton, Bankers Life Agent and Bankers Life Securities Financial Representative
Boat Insurance Agent · Bridgewater, NJ
(732) 652-1166
agents.bankerslife.com/nj/bridgewater/440-route-22/bradley-hampton
TS
991 US-22
Thankful Service Inc
Boat Insurance Agent · Bridgewater, NJ
(908) 287-2080
ts-insurance.com/index_files/Page1414.htm

What Does a a Boat Insurance Agent in Bridgewater Cost?

Boat insurance costs in New Jersey typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1000 dollars or more annually. Factors include boat value, horsepower, usage, and your boating experience. This is general information and not insurance advice.

About boat insurance agents in Bridgewater

Boat insurance agents in Bridgewater, New Jersey help you protect your watercraft with policies tailored to local needs. New Jersey requires all registered power vessels to carry liability insurance, with minimum limits of 15 thousand dollars for bodily injury per person and 30 thousand dollars per accident. A local agent can guide you through these requirements and recommend coverage for your specific boat and boating habits.

Frequently Asked Questions

What does boat insurance cover in Bridgewater New Jersey?

Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and medical payments. It can also include towing and salvage costs. In New Jersey, liability coverage is mandatory for all power boats.

Do I need boat insurance for a kayak or canoe in Bridgewater?

New Jersey law does not require insurance for non-motorized vessels like kayaks and canoes. However, many homeowners policies offer limited coverage, and a boat insurance agent can help you decide if separate coverage is wise for theft or damage.

How does New Jersey boat insurance handle winter storage?

Many policies allow you to suspend certain coverages during winter storage when the boat is not in use. You can keep comprehensive coverage for theft or vandalism while the boat is stored. An agent in Bridgewater can adjust your policy seasonally.

Boat Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.