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Compare Boat Insurance Agents in Lodi, NJ

Browse boat insurance agents serving Lodi, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 boat insurance agents in Lodi, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Theressa Parra - State Farm Insurance Agent
121 S Main St Ste C, Lodi, NJ 07644
(973) 685-4900 theressaparra.com
Costello & Associates
265 Union St, Lodi, NJ 07644
(973) 777-8333 costelloandassociatesnj.hibuwebsites.com
Farmers Insurance - Ilda Cartaxo
244 Harrison Ave, Lodi, NJ 07644
(973) 546-7400 agents.farmers.com
SK & ASSOCIATES LLC
325 Passaic Ave, Lodi, NJ 07644
(973) 471-0900 skalinsurance.com

Boat insurance agents in Lodi, New Jersey help you protect your watercraft with policies tailored to local waterways. New Jersey requires all motorized boats to carry liability insurance, and an agent can explain the minimum coverage limits. They also assist with additional protections for theft, damage, and towing on the Hackensack River and nearby lakes.

What Does a Boat Insurance Agent in Lodi Cost?

Typical boat insurance costs in New Jersey range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. Premiums also vary by location in Lodi and your chosen deductibles. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Lodi do?
A boat insurance agent in Lodi helps you find coverage for your boat, including liability, hull damage, and personal property. They explain New Jersey insurance requirements and compare policies from different carriers. They also guide you through claims if an accident occurs.
Is boat insurance required in New Jersey?
Yes, New Jersey law requires liability insurance for all motorized boats and personal watercraft. The minimum liability limit is 15 thousand dollars for bodily injury per person and 30 thousand dollars per accident. An agent can help you meet these legal requirements.
How do I choose a boat insurance agent in Lodi?
Look for an agent with experience in marine insurance and knowledge of New Jersey waterways. Ask about their carrier options and whether they offer coverage for your specific boat type. You can also check their reviews and licensing with the New Jersey Department of Banking and Insurance.