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Boat Insurance Agents in Neptune City, NJ

Browse boat insurance agents serving Neptune City, New Jersey. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 boat insurance agents in Neptune City, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999 nicomeagency.com
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888 allguardinsurance.weebly.com
World Insurance Associates LLC (formerly Amato Insurance Agency
4900 NJ-33 Suite 103, Neptune City, NJ 07753
(732) 530-6740 locations.worldinsurance.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300 dirusnsons.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900 specialtyagency.com
Evolution Insurance Agency
44 Coastal Dr, Neptune City, NJ 07753
(732) 600-5876

Boat insurance agents in Neptune City New Jersey help you protect your vessel with policies that meet state requirements. New Jersey law does not mandate boat insurance for most boats, but marinas and lenders often require it. Local agents can guide you through coverage options like liability and physical damage for the Jersey Shore area.

What Does a Boat Insurance Agent in Neptune City Cost?

Boat insurance costs in New Jersey vary widely based on boat value, size, and usage. A typical policy for a small runabout might cost 300 to 600 dollars per year. Larger yachts or high-speed boats can cost 1,000 to 3,000 dollars or more annually. Factors like your boating history and location in Neptune City also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Neptune City New Jersey?
New Jersey does not require boat insurance by law for most recreational boats. However, marinas and loan companies usually require proof of coverage. An agent can help you meet these requirements.
What does boat insurance cover in Neptune City?
Boat insurance typically covers liability for damage to others and physical damage to your boat. Policies may also include towing and fuel spill liability. Agents can tailor coverage for local risks like storms in the Atlantic.
How do I choose a boat insurance agent in Neptune City?
Look for an agent licensed in New Jersey with experience in marine policies. Ask about their knowledge of local waterways and common claims. They should explain policy details clearly without pressure.