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Directory of boat insurance agents in Ocean City, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 boat insurance agents in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655
heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060
mcmahonagency.com
Boat insurance agents in Ocean City New Jersey help you protect your watercraft against damage theft and liability. New Jersey law requires all motorized vessels to carry a minimum of $15,000 in property damage liability coverage. Local agents understand the unique risks of the Jersey Shore including storms and navigational hazards.
What Does a Boat Insurance Agent in Ocean City Cost?
Boat insurance in New Jersey typically costs between $300 and $800 per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost $1,000 to $3,000 annually. Premiums depend on factors like boat value horsepower and storage location. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are available in Ocean City New Jersey?
Common coverages include liability physical damage medical payments and uninsured boater protection. Many policies also offer towing and salvage coverage for the coastal waters near Ocean City.
Does New Jersey require boat insurance for all watercraft?
New Jersey requires liability insurance for all motorized vessels including personal watercraft. The minimum property damage liability limit is $15,000. Non-motorized boats like kayaks do not require insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.