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Directory of boat insurance agents in Somers Point, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Somers Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 boat insurance agents in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174
wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
Boat insurance agents in Somers Point, New Jersey help you protect your watercraft against risks like collision, theft, and liability. New Jersey law requires all motorized boats to carry liability insurance if operated on state waters. Local agents understand the unique needs of boaters on the Great Egg Harbor Bay and nearby Atlantic Ocean routes.
What Does a Boat Insurance Agent in Somers Point Cost?
Typical boat insurance costs in New Jersey range from 300 to 800 per year for a small powerboat, and 800 to 2,500 per year for a larger yacht. Factors include boat value, horsepower, usage, and your claims history. Premiums may be higher for boats kept in high-risk areas like coastal marinas. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in New Jersey?
Boat insurance in New Jersey typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. Policies may also include coverage for towing, fuel spill liability, and uninsured boaters. Check with an agent for specific exclusions.
Is boat insurance required by law in New Jersey?
Yes, New Jersey law requires liability insurance for any motorized boat operated on state waters. The minimum coverage is 15,000 for bodily injury per person, 30,000 per accident, and 5,000 for property damage. Noncompliance can result in fines.
How do I choose a boat insurance agent in Somers Point?
Look for an agent who specializes in marine insurance and has experience with local waterways. Ask about coverage for hurricane season, salvage costs, and navigational limits. Compare quotes from multiple agents to find a policy that fits your needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.