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Directory of boat insurance agents in Sparta, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 boat insurance agents in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708
jerseyinsurancesolutions.com
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661
alexaguado.com
Mark Unglaub
328 S Sparta Ave Ste C, Sparta, NJ 07871
(973) 726-5566
content.naic.org
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146
richsum.com
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100
richsum.com
Prudential Financial
6 Apple Tree Ln, Sparta, NJ 07871
(862) 213-0811
prudential.com
Sparta, New Jersey, with its proximity to Lake Mohawk and other regional waterways, requires boat owners to carry liability insurance for certain watercraft. A local boat insurance agent can help you navigate New Jersey state laws, including the mandatory minimum liability coverage of $15,000 for bodily injury and $5,000 for property damage for motorized vessels. These agents also offer options for comprehensive coverage against theft, storm damage, and towing on local lakes and rivers.
What Does a Boat Insurance Agent in Sparta Cost?
Typical boat insurance costs in New Jersey range from $200 to $800 per year for a standard runabout, with higher premiums for high-speed boats or personal watercraft. Factors like age of boat, safety features, and claims history adjust the price. For a 20-foot powerboat, expect around $300 to $500 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in Sparta New Jersey?
In New Jersey, any motorized vessel, including personal watercraft like Jet Skis, must carry liability insurance. Non-motorized boats like canoes and kayaks do not require insurance, but an agent can still help you get optional coverage for theft or damage.
How do I find a boat insurance agent in Sparta NJ?
You can search online for independent agents in Sussex County who specialize in marine insurance. Many local agencies in Sparta offer quotes for both saltwater and freshwater boats, and they understand the specific risks of Lake Mohawk and nearby lakes.
What factors affect boat insurance cost in Sparta New Jersey?
Costs depend on the boat type, horsepower, value, and your boating experience. Location matters too: boats stored on Lake Mohawk may have different rates than those kept on a trailer. New Jersey law also requires proof of insurance for registration renewal.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.