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Boat Insurance Agents in Las Cruces, NM

Directory of boat insurance agents in Las Cruces, New Mexico. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Las Cruces, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 19 boat insurance agents in Las Cruces, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mesilla Valley Insurance Group
1990 E Lohman Ave Ste 14, Las Cruces, NM 88001
(575) 527-8800 mesillavalleyinsurance.com
Distinguished Choice Insurance Solutions
901 E University Ave BLDG 945G, Las Cruces, NM 88001
(575) 652-6585 distinguishedchoice.com
Farmers Insurance - Martha Sanchez
2145 E Lohman Ave Ste B, Las Cruces, NM 88001
(575) 527-9889 agents.farmers.com
Farmers Insurance - Michelle Wilson-Stecher
2990 N Main St STE 3A, Las Cruces, NM 88001
(575) 525-1499 agents.farmers.com
Joe Carabajal - State Farm Insurance Agent
3415 Bataan Mem W, Las Cruces, NM 88012
(575) 382-4423 joecarabajal.com
Bernal Insurance Group
1591 E Lohman Ave Ste 2, Las Cruces, NM 88001
(575) 525-2886 bernalins.com
NavSav Insurance - Las Cruces
156 Wyatt Dr, Las Cruces, NM 88005
(575) 523-1100 navsav.com
Insurance Specialists
2545 N Main St Suite A1, Las Cruces, NM 88001
(575) 526-4817 insurancespecialistsinc.com
The Rodriguez Legacy Insurance Agency, LLC
1115 Commerce Dr, Las Cruces, NM 88011
(575) 521-8610
Gus Gandara Jr - State Farm Insurance Agent
2500 El Paseo Rd Ste A, Las Cruces, NM 88001
(575) 527-1300 gusgandara.com
Axcess Insurance
1115 Commerce Dr #6, Las Cruces, NM 88011
(575) 222-1522 axcessinsuranceagency.com
Farmers Insurance - Jeremiah Archuleta
344 S San Pedro St, Las Cruces, NM 88001
(575) 524-8525 agents.farmers.com
Randy Castillo Insurance Agency PC
755 S Telshor Blvd Suite D 109, Las Cruces, NM 88011
(575) 652-4895
Higginbotham Insurance & Financial Services
141 Roadrunner Pkwy STE 109, Las Cruces, NM 88011
(575) 524-8642 higginbotham.com
Goosehead Insurance - Tim Gladem
226 S Water St, Las Cruces, NM 88001
(575) 216-4135 goosehead.com
The Lindsay Insurance Group
226 S Water St, Las Cruces, NM 88001
(575) 205-4494 thelindsayinsurancegroup.com
Houston Insurance Agency Inc
2407 W Picacho Ave a108, Las Cruces, NM 88007
(575) 449-4606 houstoninsuranceagency.net
Farmers Insurance Jaime Quezada Agency
1698 S Telshor Blvd, Las Cruces, NM 88011
(575) 522-1111
Goosehead Insurance
226 S Water St, Las Cruces, NM 88001
(575) 800-7744 goosehead.com

Boat insurance agents in Las Cruces help protect your watercraft on the Rio Grande and nearby lakes. New Mexico does not require boat insurance by law, but lenders and marinas often require it. Local agents can guide you through liability and physical damage coverage options.

What Does a Boat Insurance Agent in Las Cruces Cost?

Boat insurance costs in New Mexico vary widely. A basic liability policy may start around 200 dollars per year, while full coverage for a larger boat can cost 500 to 1,000 dollars annually. Factors include boat value, horsepower, usage, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in New Mexico?
New Mexico does not mandate boat insurance for most watercraft. However, if you have a loan on your boat, the lender will require comprehensive and collision coverage. Some marinas also require proof of liability insurance before docking.
What does boat insurance typically cover in Las Cruces?
Boat insurance policies often cover liability for bodily injury and property damage, physical damage to the boat, and medical payments. Policies can also include coverage for towing, fuel spill liability, and personal property on board.
How do I choose a boat insurance agent in Las Cruces?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with New Mexico waters and whether they offer policies from multiple carriers. Compare quotes and read policy details carefully before purchasing.