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Directory of boat insurance agents in Amherst, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 boat insurance agents in Amherst, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706
elmwoodagency.com
Jacob Czaja - State Farm Insurance Agent
3555 Sheridan Dr Ste 3557, Amherst, NY 14226
(716) 688-5700
jakeinsuresny.com
Michele Proietti - State Farm Insurance Agent
3140 Sheridan Dr Ste 102, Amherst, NY 14226
(716) 838-3500
micheleproietti.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815
buttersonagency.com
Frank M Ventry LLC
2153 Niagara Falls Blvd Suite 3, Amherst, NY 14228
(716) 957-3520
erieinsurance.com
Gallagher Insurance, Risk Management & Consulting
90A John Muir Dr, Amherst, NY 14228
(716) 688-5600
assuredpartners.com
The Mezzio Agency
606 N French Rd #1, Amherst, NY 14228
(716) 710-7270
themezzioagency.com
NAC Insurance Agency
2277 Niagara Falls Blvd, Amherst, NY 14228
(716) 235-5910
nacinsuranceagency.com
Boat insurance agents in Amherst, New York help you protect your watercraft with policies that meet state requirements. New York law does not require boat insurance for all vessels, but marinas and lenders often demand it. Agents can guide you through coverage options for Lake Erie and local waterways.
What Does a Boat Insurance Agent in Amherst Cost?
Boat insurance costs in New York vary widely based on boat value, type, and usage. For a small fishing boat, annual premiums may range from 300 to 600 dollars. For a larger yacht, costs can exceed 1,500 dollars per year. Factors like your boating record and storage location also affect price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in New York?
New York does not require boat insurance for most recreational vessels. However, marinas, lenders, and storage facilities often require liability coverage. It is smart to have insurance to protect against accidents and property damage.
What does boat insurance typically cover in Amherst?
Boat insurance in Amherst usually covers physical damage, liability for injuries to others, and theft. Policies can also include towing, fuel spill liability, and uninsured boater coverage. Your agent can customize a policy for your specific boat type.
How do I choose a boat insurance agent in Amherst?
Look for an agent licensed in New York who has experience with watercraft insurance. Ask about their knowledge of local risks like weather on Lake Erie. Compare quotes from multiple agents to find a policy that fits your needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.