The top-rated boat insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 16 boat insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 7 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 8 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 9 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 10 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
Adam J. Roux: Allstate Insurance serves the Binghamton, New York area as a local boat insurance agent. The company assists clients in securing coverage for their watercraft and related personal property. Policies can protect against common risks on area lakes and rivers. The agent works to tailor insurance solutions for different types of vessels. Coverage can extend to liability protection, physical damage, and towing services on local waterways.
Jim Rollo - State Farm Insurance Agent in Binghamton, NY offers boat insurance coverage for a range of recreational watercraft, including liability and physical damage protection. The agency provides personalized service to help clients understand their policy options and maintain appropriate coverage levels throughout the boating season. Regular policy reviews and claims assistance are part of the ongoing support available. This agent services policies for single-family homes, apartments, retail locations, and restaurants in the local area.
Triple Cities Agency LLC provides boat insurance for individual boat owners and small marinas in and around Binghamton, New York. It helps clients secure coverage for fishing boats, pontoons, and runabouts. The agency navigates local waterways and weather considerations to find suitable protection for each vessel. Services include policy comparisons, risk assessments, and claims assistance. For regional convenience, Triple Cities Agency LLC also serves boat owners in the greater Johnson City area and nearby Broome County communities.
Walls Insurance serves boat owners in Binghamton, New York, and the surrounding Southern Tier communities. It handles policies for various watercraft, including powerboats, sailboats, and personal watercraft. The agency addresses common regional risks such as seasonal weather changes and navigation on local lakes and rivers. For a typical job, it begins by assessing the specific vessel and coverage needs, then compares options from multiple insurers to present a balanced protection plan.
For those seeking a single trip quote versus a full season policy, Mark Anderson - State Farm Insurance Agent in Binghamton, NY, helps boat owners compare the trade-offs between one-time and recurring coverage options. Policies typically protect against physical damage, liability, and theft on inland lakes and rivers common to the region. This agency explains where each plan applies differently. Service runs on an as-needed basis, with no requirement for ongoing appointments once an initial policy is set.
With the arrival of boating season on the Susquehanna River and nearby lakes, many local owners review their coverage needs. Michael Butler: Allstate Insurance in Binghamton provides boat insurance policies that address liability, physical damage, and towing requirements common to regional waterways. Their services help clients through policy selection and risk assessment for watercraft of various sizes. Any new or existing policy begins with a thorough property and usage evaluation, often initiated by a simple telephone consultation or documentation review.
AA-Wyak Insurance Agency Inc. serves Binghamton area residents needing personal boat coverage for watercraft on local lakes and rivers. The agency also handles commercial policies for marinas and charter services operating in the region. Their team provides tailored insurance to protect against common risks on area waterways, including liability and physical damage. Clients can expect clear policy explanations and support when filing claims. The office maintains ongoing contact with boat owners between policy periods to reassess coverage needs after a season of operation or storage.
Security Mutual Life Insurance Company of New York offers specialized boat insurance policies for owners navigating the Susquehanna River and nearby waterways in and around Binghamton. It also provides general coverage for a range of recreational watercraft, helping local boaters manage liability and physical damage risks. This includes protecting against common claims such as collisions, theft, or storm damage. During the spring thaw or heavy summer rains, the agency can help policyholders address potential flood-related issues specific to local marinas and docks.
Farmers Insurance - Kristy McWherter specializes in insuring pleasure craft and personal watercraft in and around Binghamton, New York. This agency helps boat owners secure liability coverage as well as physical damage protection for their vessels, motors, and trailers. Personal property coverage for onboard equipment can also be tailored to individual policies. The agency additionally provides commercial insurance solutions for local businesses, including office spaces, warehouses, and food service operations.
What Does a a Boat Insurance Agent in Binghamton Cost?
Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats may cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower and your claims history. This is general information not insurance advice.
About boat insurance agents in Binghamton
Boat insurance agents in Binghamton New York help protect your watercraft on the Susquehanna River and nearby lakes like Whitney Point. New York state law requires liability coverage for motorized boats with more than 10 horsepower. An agent can explain policy options for theft damage and liability related to New York navigation rules.
Frequently Asked Questions
What boat insurance coverage is required in New York?
New York requires liability insurance for motorized boats with over 10 horsepower. This covers injury or property damage you cause to others. An agent in Binghamton can help you meet these legal minimums.
Does my homeowners policy cover my boat in Binghamton?
Homeowners policies usually offer limited boat coverage often for small vessels only. A dedicated boat insurance policy from a local agent provides broader protection for larger boats and liability on the Susquehanna River.
How do I find a boat insurance agent in Binghamton New York?
Search for licensed agents in Broome County who specialize in marine policies. You can verify an agents license through the New York State Department of Financial Services website.
Boat Insurance Agents in Other New York Cities
Albany · Bay Shore · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · Fairport · Franklin Square · Hauppauge · Hempstead · Hicksville