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Find Boat Insurance Agents in Holtsville, NY

Looking for a boat insurance agent in Holtsville? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Holtsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 boat insurance agents in Holtsville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peak Advisors, Inc
162 Long Island Ave #2, Holtsville, NY 11742
(631) 207-1800 peakinsuranceadvisors.com
Wide Insurance LLC
755 Waverly Ave, Holtsville, NY 11742
(631) 565-7372
Capell & Associates
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400 progressiveagent.com
Price, Capell & Associates Inc.
1150 Portion Rd, Holtsville, NY 11742
(631) 698-7401 pricecapell.com

Boat insurance agents in Holtsville, New York help you protect your watercraft with policies that meet state requirements. New York law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through coverage options for lakes like the Great South Bay and the Atlantic Ocean.

What Does a Boat Insurance Agent in Holtsville Cost?

The cost of boat insurance in New York varies based on the boat type, value, and usage. Typical annual premiums range from 300 to 800 dollars for a small fishing boat, and up to 1,500 dollars or more for larger yachts. Factors like your boating experience, location, and claims history also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in New York?
Boat insurance in New York typically covers liability for bodily injury and property damage, physical damage to your boat, and medical payments. It may also include coverage for towing and fuel spill liability. New York requires liability insurance for boats with motors over 10 horsepower.
How do I find a boat insurance agent in Holtsville?
You can find a boat insurance agent in Holtsville by searching online directories or asking local marinas for referrals. Agents in the area are familiar with regional risks like storms and navigational hazards. Compare quotes from multiple agents to find the right policy for your needs.
Are there specific laws for boat insurance in New York?
Yes, New York law mandates that any boat with a motor over 10 horsepower must have liability insurance. This includes personal watercraft like jet skis. The minimum liability limits are 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage.