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Find Boat Insurance Agents Near You in Irondequoit, NY
Browse boat insurance agents serving Irondequoit, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Irondequoit, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 boat insurance agents in Irondequoit, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
525 Titus Ave A127, Irondequoit, NY 14617
(585) 302-6023
locations.freeway.com
Dominic Agostini - State Farm Insurance Agent
726 Titus Ave, Irondequoit, NY 14617
(585) 427-8220
calldomnow.com
Boat insurance agents in Irondequoit, New York help protect your watercraft on Lake Ontario and the Genesee River. New York state law requires all registered motorized vessels to carry liability insurance with minimum limits of $25,000 for bodily injury and $50,000 for property damage. Local agents can also advise on additional coverage for storms, theft, and winter storage common to the Irondequoit area.
What Does a Boat Insurance Agent in Irondequoit Cost?
Typical boat insurance costs in New York range from $300 to $800 per year for a standard powerboat, with higher rates for high-performance vessels or jet skis. Premiums for a 20-foot boat on Lake Ontario might start around $400 annually. Costs vary by boat value, usage, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in New York?
In New York, all motorized vessels including powerboats, jet skis, and sailboats with motors must have liability insurance. Non-motorized boats like kayaks and canoes are not required to carry insurance but are still recommended to have coverage for damage or theft.
Does my homeowners policy cover my boat in Irondequoit?
Homeowners policies typically cover small boats like canoes or small sailboats but not larger motorized vessels. For a powerboat or jet ski used on Lake Ontario, you will need a separate boat insurance policy from a licensed agent to ensure proper coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.