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Find Boat Insurance Agents Near You in Islip, NY

Browse boat insurance agents serving Islip, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 boat insurance agents in Islip, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Colarusso - State Farm Insurance Agent
3 Pardee Ave, Islip, NY 11751
(516) 342-3457 eastmeadowinsurance.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100 lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613 richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242 ociainsurance.com

Boat insurance agents in Islip, New York help you protect your vessel against risks like collision, theft, and liability. New York state law requires all registered boats to carry minimum liability insurance, and agents can guide you to meet these requirements. Islip is located on the Great South Bay, making local knowledge of coastal risks especially valuable.

What Does a Boat Insurance Agent in Islip Cost?

Typical boat insurance costs in New York range from 300 to 800 dollars per year for a small powerboat, and 1,000 to 3,000 dollars for larger vessels. Factors include boat value, horsepower, usage, and claims history. Islip agents can provide quotes tailored to your boat type and local conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Islip do?
A boat insurance agent helps you find a policy that covers your boat, motor, trailer, and personal property. They explain coverage options like liability, comprehensive, and uninsured boater protection. Agents also assist with claims and policy adjustments for New York specific requirements.
Is boat insurance required by law in New York?
Yes, New York state law requires all registered motorboats to have liability insurance. The minimum coverage is 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Agents can help you meet these legal minimums and recommend additional coverage.
How do I choose a boat insurance agent in Islip?
Look for an agent with experience in coastal and inland waterway policies for New York. Ask about their knowledge of local risks such as storms, tides, and theft. Check that they offer policies from multiple insurers to compare rates and coverage.