Skip to main content

Compare Boat Insurance Agents in Latham, NY

Looking for a boat insurance agent in Latham? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 boat insurance agents in Latham, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886 northeasterninsurance.com
Maryann Fazzone - State Farm Insurance Agent
619 Loudon Rd, Latham, NY 12110
(518) 783-7897 mfazzone.com
Rullo Insurance Agency
1128 Troy-Schenectady Rd, Latham, NY 12110
(518) 782-7146 rulloinsuranceagency.com
NY Insurance Hub Agency - Auto Home Business Policies
21 British American Blvd 2nd Floor, Latham, NY 12110
(518) 783-0105 nyinsurancehub.com
Sunmark Insurance Services
1187 Troy-Schenectady Rd, Latham, NY 12110
(518) 783-1010 sisprotects.com
Dinsmore Insurance
4 Avis Dr #100, Latham, NY 12110
(518) 785-3009 dinsmoreinsurance.com
Dark Horse Insurance Services
21 British American Blvd Floor 2, Latham, NY 12110
(518) 290-0386 darkhorseis.com

Boat insurance agents in Latham New York help you protect your watercraft with policies that meet state requirements. New York law does not require boat insurance for all vessels but marinas and lenders often require liability coverage. Local agents can guide you through options for the Hudson River and nearby lakes.

What Does a Boat Insurance Agent in Latham Cost?

Typical boat insurance costs in New York range from 300 to 800 dollars per year for a standard runabout. Larger vessels or yachts can cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in New York?
Boat insurance typically covers physical damage to your vessel liability for injuries or damage to others and medical payments. In New York you may also need coverage for theft or vandalism if you store your boat on a trailer or at a marina.
Do I need boat insurance to register my boat in New York?
No New York State does not require insurance to register a boat. However if you have a loan on the boat the lender will require coverage. Many marinas also require proof of liability insurance before you can dock your boat.
How does New York law affect boat insurance claims?
New York has a six year statute of limitations for breach of contract claims including insurance disputes. You must report a loss promptly and cooperate with the insurer. Failure to do so may void coverage.