Skip to main content

Boat Insurance Agents in Merrick, NY

Directory of boat insurance agents in Merrick, New York. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 boat insurance agents in Merrick, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marwan Jaser - State Farm Insurance Agent
1012 Jerusalem Ave, Merrick, NY 11566
(516) 548-7006 agentmarwan.com
Brandon Schlott: Allstate Insurance
31 Merrick Ave Unit 40, Merrick, NY 11566
(516) 378-5600 agents.allstate.com
Ricardo Mercado: Allstate Insurance
1393 Jerusalem Ave, Merrick, NY 11566
(516) 385-5900 agents.allstate.com
John Candon - State Farm Insurance Agent
1745 Merrick Ave # 5, Merrick, NY 11566
(516) 783-5522 agentcandon.com
Selective Associates Inc - SAI Insurance
1687 Merrick Ave, Merrick, NY 11566
(516) 546-5500 saiinsurance.com
MICHAEL PADGETT: Allstate Insurance
1821 Merrick Ave, Merrick, NY 11566
(516) 781-1600 agents.allstate.com
Brad Rosenberg: Allstate Insurance
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100 agents.allstate.com

Boat insurance agents in Merrick, New York help local boat owners protect their vessels against risks like collision, theft, and weather damage. New York law requires all motorized boats to carry liability insurance with minimum limits of $25,000 for bodily injury and $50,000 for death per person. Agents can guide you through coverage options that meet these state requirements while addressing the specific needs of boating on the South Shore and nearby waterways.

What Does a Boat Insurance Agent in Merrick Cost?

Boat insurance costs in New York generally range from $200 to $1,500 per year for most recreational boats. For a typical 20-foot powerboat, expect to pay between $400 and $700 annually. Larger vessels or high-performance boats can cost $2,000 or more. Factors such as your boating experience, claims history, and where you dock in Merrick influence the final premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Merrick New York?
Boat insurance typically covers physical damage to your vessel, liability for injuries or damage to others, and theft. In New York, liability coverage is mandatory for motorized boats. Many policies also include coverage for towing, fuel spill liability, and uninsured boater protection.
Do I need boat insurance in Merrick New York?
Yes, New York state law requires all motorized boats to have liability insurance. This includes boats with any type of engine, even small outboard motors. If you have a loan on your boat, your lender will also require comprehensive coverage.
How much does boat insurance cost in Merrick New York?
Boat insurance costs in New York vary based on boat value, size, usage, and your driving record. Typical annual premiums range from $300 for a small fishing boat to over $1,000 for a large yacht. Factors like storage location in Merrick and navigation area also affect the price.