Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 boat insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
yettoinsurance.com
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427
scautub.com
Nationwide Insurance: Cal E. Litts, Cpcu
324 Mohawk Ave, Scotia, NY 12302
(518) 372-4155
agency.nationwide.com
State Farm
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
What Does a Boat Insurance Agent in Scotia Cost?
Boat insurance costs in New York vary widely based on boat value size and usage. For a typical runabout you might pay 300 to 600 dollars per year for basic liability coverage. Larger yachts or high performance boats can cost 1,000 to 3,000 dollars annually. Factors like your boating record and storage location also affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Scotia New York?
New York state does not require boat insurance for most recreational vessels. However marinas and lenders often require liability coverage. A Scotia agent can help you understand what coverage you need for your specific situation.
What does boat insurance typically cover in New York?
Standard policies cover liability for damage to other boats or property and medical payments for injuries. They also cover physical damage from collisions theft or storms. New York agents can add coverage for towing and fuel spill liability.
How do I choose a boat insurance agent in Scotia?
Look for an agent who handles marine policies and knows local waterways like the Mohawk River. Ask about their experience with New York specific rules such as navigation laws. Compare quotes from multiple agents to find a policy that fits your boat and budget.