ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare boat insurance agents in Shirley. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 boat insurance agents in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000
islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300
lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200
marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Insurance Trust
501 William Floyd Pkwy, Shirley, NY 11967
(631) 395-1700
local342.org
Shirley Mastic Insurance Agency
18 Ryerson Ave, Shirley, NY 11967
(631) 399-1000
Boat insurance agents in Shirley, New York help protect your watercraft from risks on the water and land. New York state law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. An agent can explain how local factors like Long Island waterways affect your policy needs.
What Does a Boat Insurance Agent in Shirley Cost?
Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance typically cover in New York?
Standard policies cover physical damage to your boat, liability for injuries or property damage you cause, and medical payments. Many policies also include towing and fuel spill liability, which is important under New York environmental laws.
Is boat insurance required by law in Shirley New York?
New York state does not require boat insurance for most recreational vessels. However, if you have a loan on your boat or use a marina, they may require you to carry liability and physical damage coverage.
How can a local agent help with New York specific risks?
A Shirley agent understands risks like storms on the Great South Bay and theft from local docks. They can tailor coverage to meet New York navigation rules and help you comply with any local marina requirements.
Free • No Obligation
Compare Boat Insurance Agents
Get matched with agents in Shirley who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.