Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 boat insurance agents in St James, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000
jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177
agents.allstate.com
North Shore Marine Services Center
543 NY-25A, St James, NY 11780
(631) 862-6973
northshoremarineboatsnmore.yolasite.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929
jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266
agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222
dkkins.com
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522
csiinsagency.com
What Does a Boat Insurance Agent in St James Cost?
Typical boat insurance costs in New York range from $300 to $800 per year for a basic policy on a small runabout. For larger vessels or yachts, premiums can exceed $2,000 annually. Factors like boat value, horsepower, navigation area, and your boating experience affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are required in New York?
New York requires liability insurance for all motorized vessels, including boats and jet skis. This coverage must meet minimum limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage. An agent can help you understand these requirements.
How do I choose a boat insurance agent in St James?
Look for an agent who specializes in marine insurance and has experience with boats similar to yours. Ask about their knowledge of local waterways and New York regulations. You can verify their license through the New York State Department of Financial Services.
Can I get boat insurance for a used or older vessel in St James?
Yes, many agents offer policies for used and older boats. The cost may depend on the vessels age, condition, and value. Some insurers require a survey for boats over a certain age or value to assess risk.