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Find Boat Insurance Agents Near You in Stony Point, NY

Compare boat insurance agents in Stony Point. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Stony Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 boat insurance agents in Stony Point, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Morais Insurance Agency
50 S Liberty Dr, Stony Point, NY 10980
(845) 469-9700 moraisagency.com
Hudson Valley Insurance Brokerage
7 Ryder Ct, Stony Point, NY 10980
(845) 271-3744 hudsonvalleyins.com

Boat insurance agents in Stony Point, New York help you protect your vessel on the Hudson River and nearby lakes. New York state law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through required minimums and optional add-ons like wreck removal and fuel spill liability.

What Does a Boat Insurance Agent in Stony Point Cost?

Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high-performance boats may cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What boat insurance coverage is required in New York?
New York requires liability insurance for any boat with a motor over 10 horsepower. Minimum limits are 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Agents in Stony Point can help you meet these legal requirements.
Does a standard boat policy cover theft in Stony Point?
Most standard boat insurance policies include theft coverage for the hull and motor. However, you should check if personal property like fishing gear is covered. Your agent can explain exclusions and recommend additional coverage if needed.
How do I get a quote from a boat insurance agent in Stony Point?
You can call local independent agents or visit their offices in Stony Point. Be ready to provide your boat make, model, year, length, horsepower, and storage location. Quotes are usually free and valid for 30 days.